Instant Funding

Name: Instant Funding Review
Brand: Instant Funding
Price: 59.0 USD
Availability: InStock

CFD

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Instant Funding is a UK proprietary trading firm offering instant and one-phase simulated funded accounts up to $1,000,000, with an 80% profit split.

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Starting account: $625
Max. allocation: $1,000,000
Profit split: 80%
Rules rating: Insufficient comparable data
Sentiment

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Programs & pricing

6 programs

AI-assisted research. Check the linked sources for current terms. How it works

IF Micro Lite account sizes and entry fees
Account size	Entry fee
$5,000	$59
$10,000	$99
$25,000	$193
$50,000	$341

View rules for IF Micro Lite

One-Phase Lite account sizes and entry fees
Account size	Entry fee
$5,000	$57
$10,000	$100
$25,000	$185
$50,000	$284
$100,000	$500

View rules for One-Phase Lite

One-Phase PRO account sizes and entry fees
Account size	Entry fee
$10,000	$127
$25,000	$205
$50,000	$424
$100,000	$746

View rules for One-Phase PRO

IF Micro PRO account sizes and entry fees
Account size	Entry fee
$5,000	$53
$10,000	$99
$25,000	$213
$50,000	$399
$100,000	$739

View rules for IF Micro PRO

Instant Funding Lite account sizes and entry fees
Account size	Entry fee
$1,250	$67
$2,500	$103
$5,000	$191
$10,000	$367
$20,000	$719
$40,000	$1,479
$80,000	$2,959

View rules for Instant Funding Lite

Instant Funding PRO account sizes and entry fees
Account size	Entry fee
$625	$44
$1,250	$84
$2,500	$129
$5,000	$239
$10,000	$459
$20,000	$899
$40,000	$1,849
$80,000	$3,699
$120,000	$5,499

View rules for Instant Funding PRO

Listed entry fees, before promo codes. Confirm the final price with the firm.

About Instant Funding

AI-assisted · review pending How this content is made

Instant Funding is a proprietary trading firm that runs simulated funded programs with no live capital. It sets itself apart by pairing an instant-access path with a one-phase evaluation, all at an 80% profit split. The catch traders must weigh is the 14-day first-payout wait on the instant programs and a 4-minute news-window restriction on most accounts without the Swing add-on.

Headquarters: United Kingdom
Founded: 2021
Platforms: MetaTrader 5Match-TradercTrader
Markets: ForexMetalsCryptoCommoditiesIndices
Website: https://instantfunding.com

Editorial details

Automation assisted with this content. Human editorial review is not yet recorded. Treat summaries as orientation and verify material rules, prices and payouts against the linked primary sources.

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Version history

Version 15 Oct 2026Initial record · 192 rules captured

Rules & conditions

AI-assisted research. Check the linked sources for current terms. How it works

Instant 80% profit split

Rule score -12

Favorable: 1
Restrictive: 14
Neutral: 36

10 rules compared with published Instant programs. Peer counts are available on hover over a score.

Company

Rule	Value & conditions	Score
Firm Type	CFD
Account Size	$5K – $50K	-1
Allocation	$1,000,000

Account & Funding

Rule	Value & conditions	Score
Program Type	Instant
Drawdown Type	Trailing
Daily Drawdown Type	Balance Based
Profit Split	80%	0
Drawdown Reset After Payout	yes	0
First Payout Wait	14 days Applies when15% Best Day Rule, 5% minimum withdrawal threshold, Smart Drawdown locked in
Payout Interval	14 days Applies whenevery 14 days
Scaling Plan Available	yes Applies when+25% per 10% gain over 90 days, up to 2x
KYC Required for Payout	yes	0
Live Account Path	no	0

Pricing & Cost

Rule	Value & conditions	Score
Simulated Trading	yes	0
Entry Fee Refundable	no Applies whenAccount not used within the prescribed time-frames
One-Time Evaluation Fee	yes	0
Monthly Subscription Required	no	0

Rules & Risk

Rule	Value & conditions	Score
Minimum Trading Days	0 days Applies whennone
IP/Device Consistency Rule	yes	0
Hedging Allowed	yes Applies whenHedging across accounts to eliminate risk is not permitted.
Own-Account Copy Trading Allowed	yes Applies whenown accounts only
Third-Party Copy Trading Allowed	no	0
Martingale Allowed	yes	0
Grid Trading Allowed	no	0
Weekend Holding Allowed	no Applies whenno add-ons on IF Micro Lite; positions are closed automatically at 17:00 EST each trading day
Position Size Limit Applies	yes	0
Single-Trade Limit Applies	yes	0
Minimum Trade Duration	60 seconds	0
Inactivity Limit	60 days Applies whenaccount closed after 60 days without a trade
High-Frequency Trading Allowed	no	0
Latency Arbitrage Allowed	no	0
News Trading Allowed	no Applies whenopening or closing within 4 minutes either side of a red folder news event is a violation
Overnight Holding Allowed	no Applies whenall positions are closed automatically at 17:00 EST each trading day
Consistency Rule Applied	yes Applies whenApplies on challenge accounts that prohibit Improper Day Padding (per-challenge; specified on website).
Copy Trading Rule	Copying between your own accounts is allowed; copying trades, signals or management from accounts that are not yours is prohibited
Cross-Account Hedging Restriction	yes	-1
Dummy Trade Prohibition	yes	-1
Expert Advisors Allowed	yes Applies whenfirst-party EAs allowed; public third-party EAs restricted
Full Fee Refund Period	14 days	-1
Gapped/Illiquid Market Trading Prohibition	yes	-1
Live Capital Trading	no	0
Maximum Daily Drawdown	3% Applies when3% of balance per trading day
Maximum Funded Account Size	1,000,000	+2
Maximum Overall Drawdown	6% Applies whenSmart Drawdown: 6% of starting balance; after 3% profit it locks at 3% of starting balance
Maximum Total Capital Allocation	1,000,000 Applies whencombined cap across all accounts and challenges, starting balance only; scaled amounts excluded
No Arbitrage	yes	-1
One-Sided Position Limit	yes	-1
Overleveraging Prohibition	yes	0
Short-Term Trade Frequency Limit	yes	-1
System Error Exploitation Prohibition	yes	-1
Third-Party Copying of Trader's Trades Allowed	no	0
Trades Must Be Closed for Payout Request	yes	-1
Account Sharing Prohibition	yes	-1
Payout Processing Time	24 hours	0
Tick Scalping Prohibition	yes	-1
Challenge-Passing Management Service Prohibition	yes	-1
Coordinated Group Trading Allowed	no	0
Refund Policy Statement	Non-refundable unless accounts have not been used within the prescribed time-frames
Software / AI / High-Speed Exploitation Prohibition	yes	0
Scaling Plan Description	For accounts with Smart Drawdown: eligibility is a minimum 10% gain on the account, method is utilizing 5% of the account's starting balance, scale speed is x2 (double your account size each time you scale), maximum scaling is $1,280,000. For accounts with Static Drawdown: eligibility is a minimum 10% gain on the account after 90 days, method is contacting support, scale speed is +25% of account size once per 90 days, maximum scaling is 100% of the starting balance. There is a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only.
Trade Manipulation Prohibited	yes	0
Capital Exposure Limit Applies	yes	0
Bracketing Strategy Around High-Impact News Prohibition	yes Applies whenAround high-impact news events; 4-minute window before and after
Third-Party Expert Advisor Identical Trades Prohibition	yes	0
Trade Coordination And Copy Trading Prohibition	yes	0
Hedging for Arbitrage Prohibition	yes	0
Prohibited Strategy Consequence	Account termination or profit removal
HFT Holding Duration Threshold	60 seconds	0
Reverse Trading Prohibited	yes	0
Public Third-Party Expert Advisors Restriction	yes
Account Churning Prohibition	yes

Tech & Platform

Rule	Value & conditions	Score	Evidence
Trading Platform	cTrader
Trading Platform	Match-Trader
Trading Platform	MetaTrader 5

Trust & Support

Rule	Value & conditions	Score	Evidence
Chat Support	yes	0
No Payout Disputes	yes	0

Terms & Legal

Rule	Value & conditions	Score
Minimum Age Requirement	18 years	0
Payout Invoice Issuance Time	7 days	0
Restricted Jurisdictions	Countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.
Third-Party Account Access Prohibition	yes	-1
Customer Support Channel Hours	24/7 Applies whenLive chat 24/7; email hours not specified in current sources
Complaint Resolution Time	30 days Record notes calendar days	0
Information Liability Disclaimer	yes	0
Non-Broker Status Statement	yes	0
Disclaimer of Warranties	yes Applies whenFor business users

Company

Rule	Value & conditions	Score
Firm Type	CFD
Account Size	$5K – $100K	0
Allocation	$1,000,000

Account & Funding

Rule	Value & conditions	Score
Program Type	One Step
Drawdown Type	Trailing
Daily Drawdown Type	Equity Based
Profit Split	80%	+1
Drawdown Reset After Payout	yes	0
First Payout Wait	0 days Applies whenfirst payout on demand, 1.5% minimum withdrawal
Payout Interval	7 days Applies whenevery 7 days after the first on-demand payout
Scaling Plan Available	yes Applies when+25% per 10% gain over 90 days, up to 2x
KYC Required for Payout	yes	0
Live Account Path	no	0

Pricing & Cost

Rule	Value & conditions	Score
Simulated Trading	yes	0
Entry Fee Refundable	no Applies whenAccount not used within the prescribed time-frames
One-Time Evaluation Fee	yes	0
Monthly Subscription Required	no	0

Rules & Risk

Rule	Value & conditions	Score
Target Phase 1	9%	+1
Minimum Trading Days	0 days Applies whennone
IP/Device Consistency Rule	yes	0
Hedging Allowed	yes Applies whenHedging across accounts to eliminate risk is not permitted.
Own-Account Copy Trading Allowed	yes Applies whenown accounts only
Third-Party Copy Trading Allowed	no	0
Martingale Allowed	yes Applies whenchallenges; doubling lot sizes after losses still counts toward risk limits
Grid Trading Allowed	no	0
Weekend Holding Allowed	yes Applies whenno add-on required
Automated Trading Allowed	yes Applies whenPublic third-party EAs restricted; first-party/self-built EAs allowed
Maximum Risk per Day	4%
Position Size Limit Applies	yes	0
Single-Trade Limit Applies	yes	0
Minimum Trade Duration	60 seconds
Inactivity Limit	60 days	-2
High-Frequency Trading Allowed	no	0
Latency Arbitrage Allowed	no	0
Daily Loss Limit Applies	yes	0
Drawdown Locks at Starting Balance	no	0
Drawdown Trails Open Equity	no	0
Evaluation Consistency Rule	no	0
Funded/Payout Consistency Rule	no	0
News Trading Allowed	yes Applies whennews straddling not permitted
Overnight Holding Allowed	yes	0
Consistency Rule Applied	yes Applies whenApplies on challenge accounts that prohibit Improper Day Padding (per-challenge; specified on website).
Copy Trading Rule	Copying between your own accounts is allowed; copying trades, signals or management from accounts that are not yours is prohibited
Cross-Account Hedging Restriction	yes	-1
Dummy Trade Prohibition	yes	-1
Expert Advisors Allowed	yes Applies whenfirst-party EAs allowed; public third-party EAs restricted
Full Fee Refund Period	14 days	-2
Gapped/Illiquid Market Trading Prohibition	yes	-1
Live Capital Trading	no	0
Maximum Daily Drawdown	4% Applies when4% of account value per day; recalculated at 17:00 EST on the higher of balance (excl. open trades) or equity (incl. open trades)
Maximum Funded Account Size	1,000,000	+2
Maximum Overall Drawdown	6%
Maximum Total Capital Allocation	1,000,000 Applies whencombined cap across all accounts and challenges, starting balance only; scaled amounts excluded
No Arbitrage	yes	-1
One-Sided Position Limit	yes	-1
Overleveraging Prohibition	yes	0
Profit Target Required	yes	0
Scaling Plan Balance Increase Percentage	25% Record notes starting balance
Scaling Plan Eligibility Period	90 months
Scaling Profit Requirement	10%
Short-Term Trade Frequency Limit	yes	-1
System Error Exploitation Prohibition	yes	-1
Third-Party Copying of Trader's Trades Allowed	no	0
Third-Party EA Allowed	yes Applies whenAccount type: One-Phase Lite; public third-party EAs are restricted (allowed with conditions)
Trades Must Be Closed for Payout Request	yes	-1
Account Sharing Prohibition	yes	-1
Payout Processing Time	24 hours
On-Demand Payout Allowed	yes	+1
Tick Scalping Prohibition	yes	-1
Challenge-Passing Management Service Prohibition	yes	-1
Coordinated Group Trading Allowed	no	0
Refund Policy Statement	Non-refundable unless accounts have not been used within the prescribed time-frames
Payout Eligibility Minimums	Minimum withdrawal 1.5%; payouts every 7 days from first trade; on-demand first payout
Software / AI / High-Speed Exploitation Prohibition	yes	0
Scaling Plan Description	Grow 10%+ over a 90-day period, email [email protected] with subject "Scaling Request" (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.
Trade Manipulation Prohibited	yes	0
Capital Exposure Limit Applies	yes	0
Trading Days Requirement	None required
Scaling Unlock Total Profit Threshold	10 USD Record notes starting balance
Bracketing Strategy Around High-Impact News Prohibition	yes Applies whenAround high-impact news events; 4-minute window before and after
Third-Party Expert Advisor Identical Trades Prohibition	yes	0
Trade Coordination And Copy Trading Prohibition	yes	0
Daily Reset Time	17:00 EST (rollover)
Overnight and Weekend Position Holding Restriction	Overnight: Included. Weekend: Included. No add-on required.
Hedging for Arbitrage Prohibition	yes	0
Prohibited Strategy Consequence	Account termination or profit removal
HFT Holding Duration Threshold	60 seconds
Reverse Trading Prohibited	yes	0
Payout Method Threshold Amount	1.5 USD
Public Third-Party Expert Advisors Restriction	yes
Account Churning Prohibition	yes

Tech & Platform

Rule	Value & conditions	Score	Evidence
Trading Platform	cTrader
Trading Platform	Match-Trader
Trading Platform	MetaTrader 5

Trust & Support

Rule	Value & conditions	Score	Evidence
Chat Support	yes	0
No Payout Disputes	yes	0

Terms & Legal

Rule	Value & conditions	Score
Minimum Age Requirement	18 years	0
Payout Invoice Issuance Time	7 days
Restricted Jurisdictions	Countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.
Third-Party Account Access Prohibition	yes	-1
Customer Support Channel Hours	24/7 Applies whenLive chat 24/7; email hours not specified in current sources
Complaint Resolution Time	30 days Record notes calendar days
Information Liability Disclaimer	yes	0
Non-Broker Status Statement	yes	0
Disclaimer of Warranties	yes Applies whenFor business users

Company

Rule	Value & conditions	Score
Firm Type	CFD
Account Size	$10K – $100K	-2
Allocation	$1,000,000

Account & Funding

Rule	Value & conditions	Score
Program Type	One Step
Drawdown Type	Static
Daily Drawdown Type	Equity Based
Time Period	Unlimited days
Profit Split	80%	+1
Drawdown Reset After Payout	yes	0
First Payout Wait	0 days Applies whenon demand once the 40% Best Day Rule and minimum profit are met
Payout Interval	0 days Applies whenon demand: 40% Best Day Rule, minimum profit 1.5% of starting balance or $25
Scaling Plan Available	yes Applies when+25% of starting balance per 10% gain over 90 days, up to +100%
KYC Required for Payout	yes	0
Live Account Path	no	0
No Time Limit	yes	0

Pricing & Cost

Rule	Value & conditions	Score
Simulated Trading	yes	0
Entry Fee Refundable	no Applies whenAccount not used within the prescribed time-frames
One-Time Evaluation Fee	yes	0
Monthly Subscription Required	no	0

Rules & Risk

Rule	Value & conditions	Score
Target Phase 1	8% Applies when10% standard; 8% with the paid add-on 'Lower profit target by 2%'
Minimum Trading Days	3 days Applies when3 separate days
IP/Device Consistency Rule	yes	0
Hedging Allowed	yes Applies whenHedging across accounts to eliminate risk is not permitted.
Own-Account Copy Trading Allowed	yes Applies whenown accounts only
Third-Party Copy Trading Allowed	no	0
Martingale Allowed	yes Applies whenchallenges; doubling lot sizes after losses still counts toward risk limits
Grid Trading Allowed	no	0
Weekend Holding Allowed	yes Applies whenchallenge: included; funded: Swing add-on required
Automated Trading Allowed	yes Applies whenFirst-party EAs you build yourself are allowed
Position Size Limit Applies	yes	0
Single-Trade Limit Applies	yes	0
Minimum Trade Duration	60 seconds
Inactivity Limit	60 days Record notes calendar days	-2
High-Frequency Trading Allowed	no	0
Latency Arbitrage Allowed	no	0
Daily Loss Limit Applies	yes	0
Funded/Payout Consistency Rule	yes	0
News Trading Allowed	yes Applies whenonly with the Swing add-on (leverage then 1:30 on currencies); without it no trades within 4 minutes either side of a major news event
Overnight Holding Allowed	yes	0
Consistency Rule Applied	yes Applies whenApplies on challenge accounts that prohibit Improper Day Padding (per-challenge; specified on website).
Consistency Rule Maximum Single Day Profit Percentage	40%
Copy Trading Rule	Copying between your own accounts is allowed; copying trades, signals or management from accounts that are not yours is prohibited
Cross-Account Hedging Restriction	yes	-1
Dummy Trade Prohibition	yes	-1
Expert Advisors Allowed	yes Applies whenfirst-party EAs allowed; public third-party EAs restricted
Full Fee Refund Period	14 days	-2
Gapped/Illiquid Market Trading Prohibition	yes	-1
Leverage by Instrument Class	Currencies 1:100; Metals 1:20; Commodities 1:20; Indices 1:20; Crypto 1:2 Applies whenWithout Swing add-on (standard)
Live Capital Trading	no	0
Maximum Daily Drawdown	3%
Maximum Funded Account Size	1,000,000	+2
Maximum Overall Drawdown	8% Record notes initial balance	-1
Maximum Total Capital Allocation	1,000,000 Applies whencombined cap across all accounts and challenges, starting balance only; scaled amounts excluded
No Arbitrage	yes	-1
One-Sided Position Limit	yes	-1
Overleveraging Prohibition	yes	0
Profit Target Required	yes Applies whensingle evaluation phase; no target once funded
Scaling Plan Balance Increase Percentage	25% Record notes starting balance
Scaling Plan Eligibility Period	90 months
Scaling Profit Requirement	10% Record notes starting balance
Short-Term Trade Frequency Limit	yes	-1
System Error Exploitation Prohibition	yes	-1
Third-Party Copying of Trader's Trades Allowed	no	0
Third-Party EA Allowed	yes Applies whenPublic third-party EAs restricted (allowed with limitations); first-party EAs allowed
Trades Must Be Closed for Payout Request	yes	-1
Account Sharing Prohibition	yes	-1
Payout Processing Time	24 hours
On-Demand Payout Allowed	yes	+1
Tick Scalping Prohibition	yes	-1
Challenge-Passing Management Service Prohibition	yes	-1
News Trading Restriction Window	4 minutes Applies whenWithout Swing add-on
Coordinated Group Trading Allowed	no	0
Commission Per Lot - FX	5 Applies whenRAW spreads FX
Maximum Leverage - FX	1:100 Applies whenWithout Swing add-on (standard)
Funded Payout Consistency Threshold	40%
Refund Policy Statement	Non-refundable unless accounts have not been used within the prescribed time-frames
Maximum Risk Per Trading Idea	1.5% Applies when50% of the 3% daily drawdown, i.e. 1.5% of starting balance per trade idea
Software / AI / High-Speed Exploitation Prohibition	yes	0
Scaling Plan Description	For accounts with Smart Drawdown: eligibility is a minimum 10% gain on the account, method is utilizing 5% of the account's starting balance, scale speed is x2 (double your account size each time you scale), maximum scaling is $1,280,000. For accounts with Static Drawdown: eligibility is a minimum 10% gain on the account after 90 days, method is contacting support, scale speed is +25% of account size once per 90 days, maximum scaling is 100% of the starting balance. There is a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only.
Trade Manipulation Prohibited	yes	0
Capital Exposure Limit Applies	yes	0
Bracketing Strategy Around High-Impact News Prohibition	yes Applies whenAround high-impact news events; 4-minute window before and after
Third-Party Expert Advisor Identical Trades Prohibition	yes	0
Trade Coordination And Copy Trading Prohibition	yes	0
Minimum Profit Requirement Before Payout	1.5% Applies whenOne-Phase Pro minimum profit threshold before on-demand payout (or $25, whichever is larger)
Hedging for Arbitrage Prohibition	yes	0
Prohibited Strategy Consequence	Account termination or profit removal Applies whenProhibited strategy used
HFT Holding Duration Threshold	60 seconds
Reverse Trading Prohibited	yes	0
Public Third-Party Expert Advisors Restriction	yes
Account Churning Prohibition	yes

Tech & Platform

Rule	Value & conditions	Score	Evidence
Trading Platform	cTrader
Trading Platform	Match-Trader
Trading Platform	MetaTrader 5

Trust & Support

Rule	Value & conditions	Score	Evidence
Chat Support	yes	0
No Payout Disputes	yes	0

Terms & Legal

Rule	Value & conditions	Score
Minimum Age Requirement	18 years	0
Payout Invoice Issuance Time	7 days
Restricted Jurisdictions	Countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.
Third-Party Account Access Prohibition	yes	-1
Customer Support Channel Hours	24/7 Applies whenLive chat 24/7; email hours not specified in current sources
Complaint Resolution Time	30 days Record notes calendar days
Information Liability Disclaimer	yes	0
Non-Broker Status Statement	yes	0
Disclaimer of Warranties	yes Applies whenFor business users

Company

Rule	Value & conditions	Score
Firm Type	CFD
Account Size	$5K – $100K	-1
Allocation	$1,000,000

Account & Funding

Rule	Value & conditions	Score
Program Type	Instant
Drawdown Type	Static
Daily Drawdown Type	Equity Based
Profit Split	80%	0
Drawdown Reset After Payout	yes	0
First Payout Wait	0 days Applies whenon demand once the 15% Best Day Rule and 5% minimum profit are met
Payout Interval	0 days Applies whenon demand: 15% Best Day Rule, net profit at least 5% of starting balance
Scaling Plan Available	yes Applies when+25% of starting balance per 10% gain over 90 days, up to +100%
KYC Required for Payout	yes	0
Live Account Path	no	0
Payout Buffer Required	yes	0

Pricing & Cost

Rule	Value & conditions	Score
Simulated Trading	yes	0
Entry Fee Refundable	no Applies whenAccount not used within the prescribed time-frames
One-Time Evaluation Fee	yes	0
Monthly Subscription Required	no	0

Rules & Risk

Rule	Value & conditions	Score
IP/Device Consistency Rule	yes	0
Hedging Allowed	yes Applies whenHedging across accounts to eliminate risk is not permitted.
Own-Account Copy Trading Allowed	yes Applies whenown accounts only
Third-Party Copy Trading Allowed	no	0
Martingale Allowed	yes	0
Grid Trading Allowed	no	0
Weekend Holding Allowed	yes Applies whenno add-on required
Automated Trading Allowed	yes Applies whenFirst-party EAs allowed; public third-party EAs restricted
Maximum Risk per Trade	1% Applies whenRisk per Trade Idea: 1% of starting balance Record notes starting balance
Maximum Risk per Day	4% Applies whenAccount type: IF Micro Pro
Position Size Limit Applies	yes Applies whenMax Lot Rule per account size and asset class
Single-Trade Limit Applies	yes	0
Minimum Trade Duration	60 seconds	0
Inactivity Limit	60 days Applies when60-day inactivity window
High-Frequency Trading Allowed	no	0
Latency Arbitrage Allowed	no	0
Daily Loss Limit Applies	yes Applies whenDaily Loss: 4% of account value / day, resets at 17:00 EST
Drawdown Trails Open Equity	no Applies whenStatic drawdown, not trailing
Funded/Payout Consistency Rule	yes Applies whenAccount type: IF Micro Pro
News Trading Allowed	yes Applies whennews straddling not permitted
Overnight Holding Allowed	yes Applies whenno add-on required
Account Type	IF Micro Pro
Certain EA Types Restriction	no Applies whenAccount type: IF Micro Pro; HFT (trades held 60 seconds or less), Exploiting System Glitches (pricing errors), and Exploiting Platform Inefficiencies (feed gaps) are prohibited
Consistency Rule Applied	yes Applies whenApplies on challenge accounts that prohibit Improper Day Padding (per-challenge; specified on website).
Consistency Rule Maximum Single Day Profit Percentage	15% Record notes total profit
Copy Trading Rule	Copying between your own accounts is allowed; copying trades, signals or management from accounts that are not yours is prohibited
Cross-Account Hedging Restriction	yes	-1
Dummy Trade Prohibition	yes	-1
Expert Advisors Allowed	yes Applies whenfirst-party EAs allowed; public third-party EAs restricted
Full Fee Refund Period	14 days	-1
Gap Trading Around News Events Restricted	no	+1
Gapped/Illiquid Market Trading Prohibition	yes	-1
Leverage by Instrument Class	Currencies 1:100; Commodities 1:20; Indices 1:20; Crypto 1:2; Metals 1:20
Live Capital Trading	no	0
Maximum Daily Drawdown	4% Applies when4% of account value per day; recalculated at 17:00 EST on the higher of balance (excl. open trades) or equity (incl. open trades)
Maximum Funded Account Size	1,000,000	+2
Maximum Overall Drawdown	6% Record notes starting balance	+2
Maximum Total Capital Allocation	1,000,000 Applies whencombined cap across all accounts and challenges, starting balance only; scaled amounts excluded
No Arbitrage	yes	-1
One-Sided Position Limit	yes	-1
Overleveraging Prohibition	yes	0
Scaling Plan Balance Increase Percentage	25% Record notes starting balance
Scaling Plan Eligibility Period	90 months Record notes calendar days
Scaling Profit Requirement	10% Record notes starting balance
Scaling Profit Target Required	yes	-1
Short-Term Trade Frequency Limit	yes	-1
System Error Exploitation Prohibition	yes	-1
Third-Party Copying of Trader's Trades Allowed	no	0
Third-Party EA Allowed	no Applies whenAccount type: IF Micro Pro
Trades Must Be Closed for Payout Request	yes	-1
Account Sharing Prohibition	yes	-1
Payout Processing Time	24 hours	0
On-Demand Payout Allowed	yes	+1
Tick Scalping Prohibition	yes	-1
Challenge-Passing Management Service Prohibition	yes	-1
Consistency Rule Percentage Limit	15%
Coordinated Group Trading Allowed	no	0
Maximum Leverage - FX	1:100 Applies whenFX
Refund Policy Statement	Non-refundable unless accounts have not been used within the prescribed time-frames
Maximum Risk Per Trading Idea	1% Applies when1% of starting balance per trade idea
Software / AI / High-Speed Exploitation Prohibition	yes	0
Scaling Plan Description	For accounts with Smart Drawdown: eligibility is a minimum 10% gain on the account, method is utilizing 5% of the account's starting balance, scale speed is x2 (double your account size each time you scale), maximum scaling is $1,280,000. For accounts with Static Drawdown: eligibility is a minimum 10% gain on the account after 90 days, method is contacting support, scale speed is +25% of account size once per 90 days, maximum scaling is 100% of the starting balance. There is a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only.
Trade Manipulation Prohibited	yes	0
Capital Exposure Limit Applies	yes	0
Bracketing Strategy Around High-Impact News Prohibition	yes Applies whenAround high-impact news events; 4-minute window before and after
Third-Party Expert Advisor Identical Trades Prohibition	yes	0
Trade Coordination And Copy Trading Prohibition	yes	0
Same-Asset Cool-Down Window	10 minutes
Hedging for Arbitrage Prohibition	yes	0
Prohibited Strategy Consequence	Account termination or profit removal
HFT Holding Duration Threshold	60 seconds	0
Reverse Trading Prohibited	yes	0
Public Third-Party Expert Advisors Restriction	yes
Account Churning Prohibition	yes

Tech & Platform

Rule	Value & conditions	Score	Evidence
Trading Platform	cTrader
Trading Platform	Match-Trader
Trading Platform	MetaTrader 5

Trust & Support

Rule	Value & conditions	Score	Evidence
Chat Support	yes	0
No Payout Disputes	yes	0

Terms & Legal

Rule	Value & conditions	Score
Minimum Age Requirement	18 years	0
Payout Invoice Issuance Time	7 days	0
Restricted Jurisdictions	Countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.
Third-Party Account Access Prohibition	yes	-1
Customer Support Channel Hours	24/7 Applies whenLive chat 24/7; email hours not specified in current sources
Complaint Resolution Time	30 days Record notes calendar days	0
Information Liability Disclaimer	yes	0
Non-Broker Status Statement	yes	0
Disclaimer of Warranties	yes Applies whenFor business users

Company

Rule	Value & conditions	Score
Firm Type	CFD
Account Size	$1,250 – $80K	+2
Allocation	$1,000,000

Account & Funding

Rule	Value & conditions	Score
Program Type	Instant
Drawdown Type	Trailing
Daily Drawdown Type	Equity Based
Profit Split	80%	0
Drawdown Reset After Payout	yes	0
First Payout Wait	14 days Applies when14 days after the first trade; all trades closed and Smart Drawdown locked in; minimum $25
Payout Interval	7 days Applies whenevery 7 days after the next trade, after the first payout at 14 days
Scaling Plan Available	yes Applies whenaccount doubles at a 10% gain, up to $1,280,000
KYC Required for Payout	yes	0
Live Account Path	no	0

Pricing & Cost

Rule	Value & conditions	Score
Simulated Trading	yes	0
Entry Fee Refundable	no Applies whenAccount not used within the prescribed time-frames
One-Time Evaluation Fee	yes	0
Monthly Subscription Required	no	0

Rules & Risk

Rule	Value & conditions	Score
IP/Device Consistency Rule	yes	0
Hedging Allowed	yes Applies whenHedging across accounts to eliminate risk is not permitted.
Own-Account Copy Trading Allowed	yes Applies whenown accounts only
Third-Party Copy Trading Allowed	no	0
Martingale Allowed	yes	0
Grid Trading Allowed	no	0
Weekend Holding Allowed	yes Applies whenonly with the Swing add-on; without it close all positions before the Friday close
Position Size Limit Applies	yes	0
Single-Trade Limit Applies	yes	0
Minimum Trade Duration	60 seconds	0
Inactivity Limit	60 days Applies whenaccount closed after 60 days without a trade
High-Frequency Trading Allowed	no	0
Latency Arbitrage Allowed	no	0
News Trading Allowed	yes Applies whenonly with the Swing add-on (leverage then 1:30 on currencies); without it no trades within 4 minutes either side of a major news event
Overnight Holding Allowed	yes	0
Consistency Rule Applied	yes Applies whenApplies on challenge accounts that prohibit Improper Day Padding (per-challenge; specified on website).
Copy Trading Rule	Copying between your own accounts is allowed; copying trades, signals or management from accounts that are not yours is prohibited
Cross-Account Hedging Restriction	yes	-1
Dummy Trade Prohibition	yes	-1
Expert Advisors Allowed	yes Applies whenfirst-party EAs allowed; public third-party EAs restricted
Full Fee Refund Period	14 days	-1
Gapped/Illiquid Market Trading Prohibition	yes	-1
Live Capital Trading	no	0
Maximum Daily Drawdown	4% Applies when4% of account value per day; recalculated at 17:00 EST on the higher of balance (excl. open trades) or equity (incl. open trades)
Maximum Funded Account Size	1,000,000	+2
Maximum Overall Drawdown	10% Applies whenSmart Drawdown: 10% of starting balance; after a +5% gain it locks at 5% of starting balance
Maximum Total Capital Allocation	1,000,000 Applies whencombined cap across all accounts and challenges, starting balance only; scaled amounts excluded
No Arbitrage	yes	-1
One-Sided Position Limit	yes	-1
Overleveraging Prohibition	yes	0
Short-Term Trade Frequency Limit	yes	-1
System Error Exploitation Prohibition	yes	-1
Third-Party Copying of Trader's Trades Allowed	no	0
Trades Must Be Closed for Payout Request	yes	-1
Account Sharing Prohibition	yes	-1
Payout Processing Time	24 hours	0
Tick Scalping Prohibition	yes	-1
Challenge-Passing Management Service Prohibition	yes	-1
Coordinated Group Trading Allowed	no	0
Refund Policy Statement	Non-refundable unless accounts have not been used within the prescribed time-frames
Maximum Risk Per Trading Idea	2% Applies when2% of starting balance per trade idea
Software / AI / High-Speed Exploitation Prohibition	yes	0
Scaling Plan Description	For accounts with Smart Drawdown: eligibility is a minimum 10% gain on the account, method is utilizing 5% of the account's starting balance, scale speed is x2 (double your account size each time you scale), maximum scaling is $1,280,000. For accounts with Static Drawdown: eligibility is a minimum 10% gain on the account after 90 days, method is contacting support, scale speed is +25% of account size once per 90 days, maximum scaling is 100% of the starting balance. There is a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only.
Trade Manipulation Prohibited	yes	0
Capital Exposure Limit Applies	yes	0
Bracketing Strategy Around High-Impact News Prohibition	yes Applies whenAround high-impact news events; 4-minute window before and after
Third-Party Expert Advisor Identical Trades Prohibition	yes	0
Trade Coordination And Copy Trading Prohibition	yes	0
Hedging for Arbitrage Prohibition	yes	0
Prohibited Strategy Consequence	Account termination or profit removal
HFT Holding Duration Threshold	60 seconds	0
Reverse Trading Prohibited	yes	0
Public Third-Party Expert Advisors Restriction	yes
Account Churning Prohibition	yes

Tech & Platform

Rule	Value & conditions	Score	Evidence
Trading Platform	cTrader
Trading Platform	Match-Trader
Trading Platform	MetaTrader 5

Trust & Support

Rule	Value & conditions	Score	Evidence
Chat Support	yes	0
No Payout Disputes	yes	0

Terms & Legal

Rule	Value & conditions	Score
Minimum Age Requirement	18 years	0
Payout Invoice Issuance Time	7 days	0
Restricted Jurisdictions	Countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.
Third-Party Account Access Prohibition	yes	-1
Customer Support Channel Hours	24/7 Applies whenLive chat 24/7; email hours not specified in current sources
Complaint Resolution Time	30 days Record notes calendar days	0
Information Liability Disclaimer	yes	0
Non-Broker Status Statement	yes	0
Disclaimer of Warranties	yes Applies whenFor business users

Company

Rule	Value & conditions	Score
Firm Type	CFD
Account Size	$625 – $120K	+2
Allocation	$1,000,000

Account & Funding

Rule	Value & conditions	Score
Program Type	Instant
Drawdown Type	Trailing
Profit Split	80%	0
Drawdown Reset After Payout	yes	0
First Payout Wait	14 days Applies when14 days after the first trade; all trades closed and Smart Drawdown locked in; minimum $25
Payout Interval	7 days Applies whenevery 7 days after the next trade, after the first payout at 14 days
Scaling Plan Available	yes Applies whenaccount doubles at a 10% gain, up to $1,280,000
KYC Required for Payout	yes	0
Live Account Path	no	0

Pricing & Cost

Rule	Value & conditions	Score
Simulated Trading	yes	0
Entry Fee Refundable	no Applies whenAccount not used within the prescribed time-frames
One-Time Evaluation Fee	yes	0
Monthly Subscription Required	no	0

Rules & Risk

Rule	Value & conditions	Score
IP/Device Consistency Rule	yes	0
Hedging Allowed	yes Applies whenHedging across accounts to eliminate risk is not permitted.
Own-Account Copy Trading Allowed	yes Applies whenown accounts only
Third-Party Copy Trading Allowed	no	0
Martingale Allowed	yes	0
Grid Trading Allowed	no	0
Weekend Holding Allowed	yes Applies whenonly with the Swing add-on; without it close all positions before the Friday close
Position Size Limit Applies	yes	0
Single-Trade Limit Applies	yes	0
Minimum Trade Duration	60 seconds	0
Inactivity Limit	60 days Applies whenaccount closed after 60 days without a trade
High-Frequency Trading Allowed	no	0
Latency Arbitrage Allowed	no	0
News Trading Allowed	yes Applies whenonly with the Swing add-on (leverage then 1:30 on currencies); without it no trades within 4 minutes either side of a major news event
Overnight Holding Allowed	yes	0
Consistency Rule Applied	yes Applies whenApplies on challenge accounts that prohibit Improper Day Padding (per-challenge; specified on website).
Copy Trading Rule	Prohibited between external accounts; copying own accounts is fine Applies whenAccount type: Instant Funding Pro
Cross-Account Hedging Restriction	yes	-1
Dummy Trade Prohibition	yes	-1
Expert Advisors Allowed	yes Applies whenfirst-party EAs allowed; public third-party EAs restricted
Full Fee Refund Period	14 days	-1
Gapped/Illiquid Market Trading Prohibition	yes	-1
Leverage by Instrument Class	Currencies 1:100, Metals 1:20, Commodities 1:20, Indices 1:20, Crypto 1:2 Applies whenWithout Swing add-on
Live Capital Trading	no	0
Maximum Funded Account Size	1,000,000	+2
Maximum Overall Drawdown	10% Record notes starting balance	-2
Maximum Scale-Up Account Size	1280000 USD
Maximum Total Capital Allocation	1,000,000 Applies whenCombined across all account and challenge types, starting balance only; scaled amounts excluded
No Arbitrage	yes	-1
One-Sided Position Limit	yes	-1
Overleveraging Prohibition	yes	0
Position Size Consistency Requirement	no	0
Profit Target Required	no	0
Scaling Profit Requirement	10%
Short-Term Trade Frequency Limit	yes	-1
System Error Exploitation Prohibition	yes	-1
Third-Party Copying of Trader's Trades Allowed	no	0
Trades Must Be Closed for Payout Request	yes	-1
Account Sharing Prohibition	yes	-1
Payout Processing Time	24 hours	0
Tick Scalping Prohibition	yes	-1
Challenge-Passing Management Service Prohibition	yes	-1
Coordinated Group Trading Allowed	no	0
Minimum Withdrawal Requirement	25	+1
Maximum Leverage - FX	FX 1:100, Metals 1:20, Commodities 1:20, Indices 1:20, Crypto 1:2 (without Swing); FX 1:30, Metals 1:8, Commodities 1:10, Indices 1:10, Crypto 1:1 (with Swing)
Refund Policy Statement	Non-refundable unless accounts have not been used within the prescribed time-frames
Maximum Risk Per Trading Idea	3% Applies when3% of starting balance per trade idea; hard breach
Software / AI / High-Speed Exploitation Prohibition	yes	0
Scaling Plan Description	For accounts with Smart Drawdown: eligibility is a minimum 10% gain on the account, method is utilizing 5% of the account's starting balance, scale speed is x2 (double your account size each time you scale), maximum scaling is $1,280,000. For accounts with Static Drawdown: eligibility is a minimum 10% gain on the account after 90 days, method is contacting support, scale speed is +25% of account size once per 90 days, maximum scaling is 100% of the starting balance. There is a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only.
Trade Manipulation Prohibited	yes	0
Capital Exposure Limit Applies	yes	0
Bracketing Strategy Around High-Impact News Prohibition	yes Applies whenAround high-impact news events; 4-minute window before and after
Third-Party Expert Advisor Identical Trades Prohibition	yes	0
Trade Coordination And Copy Trading Prohibition	yes	0
Hedging for Arbitrage Prohibition	yes	0
Prohibited Strategy Consequence	Account termination or profit removal
HFT Holding Duration Threshold	60 seconds	0
Reverse Trading Prohibited	yes	0
Public Third-Party Expert Advisors Restriction	yes
Account Churning Prohibition	yes

Tech & Platform

Rule	Value & conditions	Score	Evidence
Trading Platform	cTrader
Trading Platform	Match-Trader
Trading Platform	MetaTrader 5

Trust & Support

Rule	Value & conditions	Score	Evidence
Chat Support	yes	0
No Payout Disputes	yes	0

Terms & Legal

Rule	Value & conditions	Score
Minimum Age Requirement	18 years	0
Payout Invoice Issuance Time	7 days	0
Restricted Jurisdictions	Countries determined as such by Instant Funding and published on our website and is contained within our AML Policy.
Third-Party Account Access Prohibition	yes	-1
Customer Support Channel Hours	24/7 Applies whenLive chat 24/7; email hours not specified in current sources
Complaint Resolution Time	30 days Record notes calendar days	0
Information Liability Disclaimer	yes	0
Non-Broker Status Statement	yes	0
Disclaimer of Warranties	yes Applies whenFor business users

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