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FTMO
AI-assisted · review pending · How this content is made
FTMO offers 1-Step and 2-Step simulated trading evaluations with a 90% profit split on 1-Step and a $400,000 Initial Simulated Capital cap per client before scaling.
Affiliate link. No extra cost to you.
- Starting account
- €5,000
- Max. allocation
- €200,000
- Profit split
- 80% – 90%
- Sentiment
- Sentiment
Explore available rule sources
- Source links and excerpts where available
- Available filings behind sentiment readings
- Your membership backs a creator you pick by name
Not independently verified. Check the firm’s current terms before trading.
Record notes
Applies when
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| Account size | Fee to start |
|---|
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Programs & pricing
3 programsAI-assisted research. Check the linked sources for current terms. How it works
| Account size | Entry fee |
|---|---|
| $10,000 | €79 |
| $25,000 | €199 |
| $50,000 | €319 |
| $100,000 | €499 |
| $200,000 | €999 |
| Account size | Entry fee |
|---|---|
| $10,000 | €89 |
| $25,000 | €250 |
| $50,000 | €345 |
| $100,000 | €540 |
| $200,000 | €1,080 |
| Account size | Entry fee |
|---|---|
| $5,000 | €169 |
| $10,000 | €339 |
| $25,000 | €749 |
| $50,000 | €1,499 |
| $100,000 | €2,999 |
Listed entry fees, before promo codes. Confirm the final price with the firm.
About FTMO
AI-assisted · review pending · How this content is made
- Headquarters
- -
- Founded
- 2015
- Platforms
- TradingViewcTraderMetaTrader 5MetaTrader 4
- Markets
- StocksMetalsCommoditiesIndicesCryptoForex
- Website
- https://ftmo.com
Editorial details
Automation assisted with this content. Human editorial review is not yet recorded. Treat summaries as orientation and verify material rules, prices and payouts against the linked primary sources.
How we research firmsVersion history
Version 4 · 13 Oct 2026no rule change
Rules & conditions
AI-assisted research. Check the linked sources for current terms. How it works
One Step 90% profit split Non-refundable fee
Two Step 80% profit split Refundable fee
Instant 90% profit split Non-refundable fee
Selected program benefits: 6
66% evidence coverage · company-wide
- No evaluation time limit
- Overall drawdown allowance 10%Conditions apply
- Profit split 90%
- First Payout Wait: 14 daysConditions apply
- Payout Interval: 14 daysConditions apply
- No monthly subscription required
Calculation & conditions
The FundedHub score is the same across this firm’s programs. The benefits and conditions shown here apply to the selected program.
9 of 19 rubric conditions assessed for this program.
6 assessed conditions include specific terms, shown below.
See the full company score calculation
Drawdown points describe the permitted loss percentage; they do not measure trailing, reset or breach mechanics. Payout timing describes eligibility periods, not a promised processing time.
-
Overall drawdown allowance 10%
End-of-day trailing from the highest balance at 00:00 CE(S)T
-
First Payout Wait: 14 days
days after the first trade on the FTMO Account
-
Payout Interval: 14 days
each Reward cycle: a claim from the 14th day after the first trade on the account
Selected program benefits: 9
66% evidence coverage · company-wide
- Hedging AllowedConditions apply
- Target Phase 2: 5%
- No evaluation time limitConditions apply
- Overall drawdown allowance 10%Conditions apply
- Profit split 80%Conditions apply
- First Payout Wait: 14 daysConditions apply
- +3 more in the rules below
Calculation & conditions
The FundedHub score is the same across this firm’s programs. The benefits and conditions shown here apply to the selected program.
12 of 20 rubric conditions assessed for this program.
8 assessed conditions include specific terms, shown below.
See the full company score calculation
Drawdown points describe the permitted loss percentage; they do not measure trailing, reset or breach mechanics. Payout timing describes eligibility periods, not a promised processing time.
-
Hedging Allowed
On a single simulated account
-
No evaluation time limit
Unlimited
-
Overall drawdown allowance 10%
Static
-
Profit split 80%
Increases to 90% if Scaling Plan or Premium Programme conditions are met
-
First Payout Wait: 14 days
days after the first trade on the FTMO Account
-
Payout Interval: 14 days
each Reward cycle: a claim from the 14th day after the first trade on the account
-
Refundable entry fee
Account type: FTMO Challenge 2-Step
Selected program benefits: 5
66% evidence coverage · company-wide
- Overall drawdown allowance 10%Conditions apply
- Profit split 90%Conditions apply
- First Payout Wait: 14 daysConditions apply
- Payout Interval: 14 daysConditions apply
- No monthly subscription requiredConditions apply
Calculation & conditions
The FundedHub score is the same across this firm’s programs. The benefits and conditions shown here apply to the selected program.
8 of 16 rubric conditions assessed for this program.
8 assessed conditions include specific terms, shown below.
See the full company score calculation
Drawdown points describe the permitted loss percentage; they do not measure trailing, reset or breach mechanics. Payout timing describes eligibility periods, not a promised processing time.
-
Overall drawdown allowance 10%
FTMO Instant Account (Spalte Instant der Comparison Table, seit 12.10.2026)
-
Profit split 90%
FTMO Instant Account (Spalte Instant der Comparison Table, seit 12.10.2026)
-
First Payout Wait: 14 days
FTMO Instant Account; first reward request
-
Payout Interval: 14 days
each Reward cycle: a claim from the 14th day after the first trade on the account
-
No monthly subscription required
FTMO Instant Account: one-time fee, no recurring payment
About this information
Manual research and AI summaries can miss context. FundedHub does not speak for the firm or guarantee rule compliance or payouts. Confirm unclear conditions with the firm before paying or trading.
1-Step
Company
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Firm Type | CFD | — | |
| Account Size | $10K – $200K | — | |
| Allocation | $200,000 | — |
Account & Funding
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Program Type | One Step | — | |
| Drawdown Type | Trailing | — | |
| Daily Drawdown Type | Balance Based | — | |
| Time Period | Unlimited days | 100/100 benefit points | |
| Profit Split | 90% | 90/100 benefit points | |
| Drawdown Reset After Payout | yes Applies whenA Reward is withdrawn and a new FTMO Account is provided | — | |
| Profit Cap Applies | no | — | |
| First Payout Wait | 14 days Applies whendays after the first trade on the FTMO Account | 77/100 benefit points | |
| Payout Interval | 14 days Applies wheneach Reward cycle: a claim from the 14th day after the first trade on the account | 77/100 benefit points | |
| Scaling Plan Available | yes | — | |
| Available to US Residents | no Applies whenUS clients only through the affiliated entity at ftmo.oanda.com (FTMO US, own offer with MetaTrader 5 and TradingView) | — | |
| KYC Required for Payout | yes | — | |
| Live Account Path | no Applies whenFTMO Account is a demo account; Supreme Status: possible job interview at Quantlane (separate employment) | — | |
| No Time Limit | yes | — | |
| Payout Cap Applies | no Applies whenNo per-request, per-cycle or lifetime cap stated; method limits: Visa Direct / Mastercard Send up to $20,000, Skrill up to $3,000; bank wire transfer and cryptocurrencies without a stated limit | — |
Pricing & Cost
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Simulated Trading | yes | — | |
| Entry Fee Refundable | no Applies whenAccount type: FTMO Challenge 1-Step | 0/100 benefit points | |
| One-Time Evaluation Fee | yes Applies whenAccount type: FTMO Challenge: 1-Step | — | |
| Monthly Subscription Required | no | 100/100 benefit points | |
| Activation Fee Required | no | — | |
| Market Data Fee Required | no Applies whenOne-time FTMO Challenge fee only | — | |
| Monthly Fee Amount | 0 | — |
Rules & Risk
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Target Phase 1 | 10% | — | |
| IP/Device Consistency Rule | yes Applies whenWhen in the United States or using VPN/VPS to change geolocation to the United States | — | |
| VPN/VPS Restriction | yes Applies whenTraders must not change geolocation to the United States when using VPN/VPS | — | |
| Stop-Loss Required | no | — | |
| Hedging Allowed | restricted Applies whenOpposite positions on a single simulated account; not to circumvent the Best Day Rule or the Consistency rule | — | |
| Third-Party Copy Trading Allowed | no | — | |
| Weekend Holding Allowed | no Applies whenFTMO Account: close positions shortly before the markets close for the weekend; no restriction during the Evaluation Process | 0/100 benefit points | |
| Automated Trading Allowed | yes Applies whenTrading must be legitimate, follow proper risk management, conform to real market conditions, and not resemble forbidden practices. | — | |
| Maximum Open Positions | 200 positions | — | |
| Inactivity Limit | 30 days Applies whenFTMO Challenge Account: FTMO may terminate the Agreement for prolonged inactivity | 33/100 benefit points | |
| Latency Arbitrage Allowed | no | — | |
| Daily Loss Limit Applies | yes | — | |
| Drawdown Locks at Starting Balance | no Applies whenFTMO Account (1-Step); the Maximum Loss floor follows the higher of the prior highest daily balance and Initial Simulated Capital. | — | |
| Drawdown Trails Open Equity | no Applies whenMaximum Loss Limit recalculated daily at 00:00 CE(S)T from the highest balance | — | |
| Evaluation Consistency Rule | yes Applies when1-Step evaluation: before 12 Oct 2026 09:00 GMT+3, Best Day Rule on positive-days profit; new orders from that time, Consistency on total profit including losses. Neither is a breach; keep trading until eligible. | — | |
| Funded/Payout Consistency Rule | yes Applies whenFTMO Account (1-Step): new orders from 12 Oct 2026 09:00 GMT+3 or merges from 12 Oct use total profit; older orders keep positive-days profit after passing, Rewards and subsequent accounts. Neither rule is a breach. | — | |
| News Trading Allowed | restricted Applies whenFTMO Account: no order execution on targeted instruments from 2 minutes before to 2 minutes after selected news; no restriction during the FTMO Challenge | — | |
| Overnight Holding Allowed | restricted Applies whenFTMO Account: close positions if the rollover (market break) lasts longer than 2 hours; no restriction during the Evaluation Process | — | |
| Account Fee Refund Window | 14 days Applies whenConsumers only; only before opening the first simulated trade | — | |
| Account Selling Allowed | no Applies whenWithout FTMO's prior written consent | — | |
| Account Type | Standard | — | |
| Certain EA Types Restriction | yes Applies whenAutomated robots/EAs causing more than 2,000 server requests per day and server overload | — | |
| Copy Trading Rule | If identical or substantially similar trading is detected across multiple FTMO accounts, including trades copied from or based on the same third-party source (such as signal groups or copy-trading services), and the total fictitious capital exceeds the following limits, FTMO reserves the right to suspend the affected accounts. Applies whenLimits: total capital allocation across all accounts and products $400,000 per trader or strategy (prior to any scaling). | — | |
| Correlated Instruments Hedging Prohibition | yes Applies whenWhen used to circumvent the Best Day Rule (1-Step orders before 12 Oct 2026 09:00 GMT+3) or the Consistency rule (new 1-Step orders from then) | — | |
| Cross-Account Hedging Restriction | yes | — | |
| Entry Fee Refund Percentage | 0% | — | |
| Evaluation/Challenge Requirement | yes | — | |
| Funded Account Daily Loss Limit | yes Applies whenSupreme Status: No Maximum Daily Loss | — | |
| Gap Trading Around News Events Restricted | yes Applies whenGap trading: opening simulated trades when major news, macroeconomic events or earnings are scheduled | — | |
| Gapped/Illiquid Market Trading Prohibition | yes Applies whenWhen opening gap trades during major global news, macroeconomic events, corporate reports, or earnings that might affect the relevant market, or two hours or less before a relevant financial market closes for at least two hours | — | |
| Maximum Active Funded Allocation | 400,000 Applies whenprior to any scaling; across all accounts and products | — | |
| Maximum Daily Drawdown | 3% | — | |
| Maximum Funded Account Size | 200,000 Applies whenSizes $10,000 to $200,000; Prime Status: access to the $400,000 FTMO Challenge | — | |
| Maximum Leverage | 1:100 Applies whenAccount type: Standard | — | |
| Maximum Loss Type | End-of-day trailing | — | |
| Maximum Overall Drawdown | 10% Applies whenEnd-of-day trailing from the highest balance at 00:00 CE(S)T | 100/100 benefit points | |
| Maximum Scale-Up Account Size | 2000000 USD Applies whenUnder FTMO’s incentive-based Scaling Plan | — | |
| Minimum Realized Profit for Payout | 20 Applies whenBank wire, Visa Direct and Mastercard Send; cryptocurrency withdrawals: $50 | — | |
| Multiple Accounts Allowed | yes Applies whenSeveral accounts within the $400,000 Maximum Allocation across all accounts and products. | — | |
| No Refunds Policy | no Applies whenConsumer withdrawal within 14 calendar days before the first simulated trade; 2-Step: fee refunded with the first Reward | — | |
| No Wait for First Payout | no Applies whenSupreme Status: Immediate reward withdrawals | — | |
| Overleveraging Prohibition | yes | — | |
| Payout Ratio | yes | — | |
| Position Size Consistency Requirement | yes | — | |
| Pre-Close Gap Trading Restriction Window | 2 hours | — | |
| Profit Target Required | yes | — | |
| Scaling Plan Balance Increase Percentage | 25% Applies whenevery 4 months | — | |
| Scaling Plan Eligibility Period | 4 months Applies whensince the last scale-up | — | |
| Scaling Profit Requirement | 10% Applies whengenerated within the prior 4 months | — | |
| Scaling Profit Target Required | yes Applies whenTo scale up an FTMO Account under the Scaling Plan Record notesstarting balance | — | |
| Starting Program Fee | 79 EUR | — | |
| System Error Exploitation Prohibition | yes | — | |
| Third-Party EA Allowed | yes Applies whenLegitimate and replicable EAs; proper risk management; real-market conditions; no forbidden practices; compliance with the maximum capital allocation rule | — | |
| Time Limit Applies | no Applies whenFTMO Challenge: 1-Step: no maximum time limit | — | |
| Trades Must Be Closed for Payout Request | yes | — | |
| Withdrawal Frequency Restriction | yes Applies whenReward claim on the 14th or any following day after the first trade on the specific account; Supreme Status: immediate reward withdrawals | — | |
| Account Sharing Prohibition | yes | — | |
| Profit Split Percentage | 90% | 90/100 benefit points | |
| Minimum Withdrawal Amount | 20 Applies whenBank wire, Visa Direct and Mastercard Send; the stated cryptocurrency minimum is $50 | — | |
| Maximum Server Requests per Day | 2000 requests Applies whenautomated robots / EAs (Expert Advisors) | — | |
| Withdrawal Profit Target Requirement | no Applies whenReward needs a closed profit (minimum $20 bank wire, $50 crypto) and the Best Day Rule | — | |
| On-Demand Payout Allowed | restricted Applies whenAny day from the 14th day after the first trade on the specific account; Supreme Status: immediate reward withdrawals | — | |
| Overnight and Weekend Holding Allowed | restricted Applies whenFTMO Account: close positions before the weekend market close and if the rollover lasts longer than 2 hours; no restriction during the Evaluation Process | — | |
| News Trading Restriction Window | 2 minutes Applies whenAccount type: Standard; FTMO Account and FTMO Instant Account; not during the FTMO Challenge or Verification; not for Swing accounts | — | |
| Consistency Rule Percentage Limit | 50% Applies whenNew 1-Step orders from 12 Oct 2026 09:00 GMT+3 and FTMO Accounts (1-Step) merged from 12 Oct 2026; earlier orders retain Best Day Rule. Cohort source: https://ftmo.com/en/trading-updates/. | — | |
| Coordinated Group Trading Allowed | no Applies whenWhen simulated trades or combinations of trades are performed for manipulative purposes. | — | |
| Equity Floor Rule | Account equity (balance plus open positions P/L, plus or minus swaps, minus commissions) cannot drop below the Maximum Loss Limit or the Maximum Daily Loss Limit; if it does, the rule is considered violated. | — | |
| Swap-Free Trading Status | no Applies whenSwaps count toward the account equity | — | |
| Refund Policy Statement | For the 1-Step FTMO Challenge and FTMO Instant Account, the entry fee is not refundable. | — | |
| Performance Reward Ceiling | 90% | — | |
| Payout Eligibility Minimums | A Reward is available after generating profit, fulfilling all Trading Objectives, and following the FTMO Account Agreement. Request it on day 14 or later after the first trade on the specific account, with all positions and pending orders closed. Minimum closed profit: $20 for bank wire or $50 for cryptocurrency withdrawals. Applies whenThe 14-day wait runs from the first trade on the specific demo FTMO Account; the closed-profit minimum depends on the withdrawal method. | — | |
| Software / AI / High-Speed Exploitation Prohibition | yes Applies whenWhen the software, AI, ultra-high-speed tool, or mass data entry might manipulate, abuse, or provide an unfair advantage. | — | |
| Scaling Plan Description | The Scaling Plan is a performance-based incentive that awards your consistent performance. Scale your FTMO Account and access more simulated capital. Applies when25% balance increase every 4 months, up to $2,000,000 across all FTMO Accounts | — | |
| Trade Manipulation Prohibited | yes | — | |
| Capital Exposure Limit Applies | yes Applies whenprior to any scaling | — | |
| Bracketing Strategy Around High-Impact News Prohibition | yes Applies whenFTMO Account (1-Step); targeted instruments; any order execution incl. pending orders within 2 minutes before to 2 minutes after selected news | — | |
| One-Sided Bets Prohibition | yes | — | |
| Trade Coordination And Copy Trading Prohibition | yes | — | |
| Daily Reset Time | 00:00 CE(S)T Applies whenFTMO Challenge: 1-Step and FTMO Account (1-Step) | — | |
| Overnight and Weekend Position Holding Restriction | Close all open positions before market breaks longer than 2 hours (e.g. the weekend) on the FTMO Account; accounts in the FTMO Challenge are not restricted. Applies whenFTMO Account (1-Step); not during the Evaluation Process | — | |
| Inactivity Reinstatement Offered | yes Applies whenPhase not activated within 30 calendar days: access suspended, renewal can be requested within 6 months | — | |
| Prohibited Strategy Consequence | Removal of simulated trades from your history, restricted access to a trading platform, disqualification from the Evaluation Process, forfeiture of any potential Rewards, or even termination of all agreements you have with us. | — | |
| Minimum Trading Days Applies | no Applies whenFTMO Challenge: 1-Step | — | |
| Payout Method Threshold Amount | 20000 USD Applies whenVisa Direct / Mastercard Send up to $20,000; Skrill up to $3,000; bank wire transfer and cryptocurrencies without a stated limit | — | |
| Hidden Markups Applied | no | — | |
| Additional Slippage Added | no | — | |
| Identity Verification Required Before Funded Account | yes Applies whenAfter passing the FTMO Challenge and the results review | — | |
| Weekend Trading Allowed | yes | — | |
| Account Merge Available | yes Applies whenUpon request; accounts must be unused, in the same base currency, and originate from the same product (1-Step or 2-Step). | — | |
| Cryptocurrency Payment Allowed | yes | — | |
| Rollover Bonus Available | no Applies whenAccount type: 1-Step with Prime Status | — | |
| Qualification Reward Cycles Required | 3 cycles Applies whenOn the $400K Prime FTMO Account, each Reward cycle used for qualification | — | |
| Status Qualification Profit per Reward Cycle Required | 4% Applies whenEach Reward cycle used for Supreme Status qualification | — | |
| Legal Entity Account Purchase Allowed | yes | — | |
| Free Trial Offered | yes | — | |
| Active $400K Prime FTMO Account Requirement | yes | — | |
| No Recent FTMO Account Failure Requirement | yes | — | |
| Cryptocurrency Payouts Available | yes | — | |
| Non-Cash Reward Alternative Available | yes Applies whenWhen choosing FTMO Points as the alternative for a Reward payout, whole or part, during Reward processing. | — | |
| Concurrent Premium and Scaling Plan Participation | yes Applies whenThe Premium Programme is available to FTMO Traders who qualified through both the FTMO Challenge: 1-Step and the FTMO Challenge: 2-Step. | — |
Tech & Platform
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Dashboard Analytics | yes | — | |
| Trading Platform | MetaTrader 4 | — | |
| Trading Platform | MetaTrader 5 | — | |
| Trading Platform | cTrader | — | |
| Trading Platform | TradingView | — |
Trust & Support
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Chat Support | yes | — | |
| No Payout Disputes | yes | — |
Terms & Legal
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Minimum Age Requirement | 18 years | — | |
| Restricted Jurisdictions | Afghanistan; Anguilla; Antarctica; Antigua and Barbuda; Republic of Belarus; Belize; Bhutan; Bouvet Island; Burundi; Cape Verde; Central African Republic; Chad; Cook Islands; Comoros; Republic of the Congo; Cuba; Djibouti; Dominica; Equatorial Guinea; Eritrea; Eswatini; Fiji; Gabon; Gambia; Grenada; Guinea; Guinea-Bissau; Holy See (Vatican City State); Republic of Indonesia; Iran; Iraq; Kazakhstan; Kiribati; Kosovo; Kyrgyzstan; Lesotho; Liberia; Malawi; Mali; Mauritania; Marshall Islands; Micronesia; Myanmar; Nauru; Niger; Niue; North Korea; Papua New Guinea; Russian Federation; Saint Barthélemy; Saint Kitts and Nevis; Saint Lucia; Saint Vincent and the Grenadines; Samoa; San Marino; Sao Tome and Principe; Seychelles; Sierra Leone; Solomon Islands; Somalia; South Sudan; Sudan; Suriname; Syria; Tajikistan; Timor-Leste; Tokelau; Tonga; Turkmenistan; Tuvalu; Ukraine (Crimea, Sevastopol, Donetsk, Kherson, Luhansk and Zaporizhzhia only); Uzbekistan; Vanuatu; Venezuela; Western Sahara | — | |
| Customer Support Channel Hours | 24/7 Applies whenLive Chat | — | |
| Complaint Resolution Time | 30 days Record notescalendar days | — | |
| Information Liability Disclaimer | yes | — | |
| Non-Broker Status Statement | yes | — | |
| Country Restrictions Published | yes | — | |
| Disclaimer of Warranties | yes | — |
2-Step
Company
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Firm Type | CFD | — | |
| Account Size | $10K – $200K | — | |
| Allocation | $200,000 | — |
Account & Funding
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Program Type | Two Step | — | |
| Drawdown Type | Static | — | |
| Daily Drawdown Type | Balance Based | — | |
| Time Period | Unlimited days | — | |
| Profit Split | 80% | — | |
| First Payout Wait | 14 days Applies whendays after the first trade on the FTMO Account | 77/100 benefit points | |
| Payout Interval | 14 days Applies wheneach Reward cycle: a claim from the 14th day after the first trade on the account | 77/100 benefit points | |
| Scaling Plan Available | yes Applies when25% every 4 months up to $2,000,000 | — | |
| Available to US Residents | no Applies whenUS clients only through the affiliated entity at ftmo.oanda.com (FTMO US, own offer with MetaTrader 5 and TradingView) | — | |
| KYC Required for Payout | yes | — | |
| Live Account Path | no Applies whenFTMO Account is a demo account; Supreme Status: possible job interview at Quantlane (separate employment) | — | |
| No Time Limit | yes | — | |
| Payout Cap Applies | no Applies whenNo per-request, per-cycle or lifetime cap stated; method limits: Visa Direct / Mastercard Send up to $20,000, Skrill up to $3,000; bank wire transfer and cryptocurrencies without a stated limit | — |
Pricing & Cost
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Simulated Trading | yes | — | |
| Entry Fee Refundable | yes Applies whenAccount type: FTMO Challenge 2-Step | 100/100 benefit points | |
| One-Time Evaluation Fee | yes Applies whenAccount type: FTMO Challenge: 2-Step | — | |
| Monthly Subscription Required | no | 100/100 benefit points | |
| Activation Fee Required | no | — | |
| Market Data Fee Required | no Applies whenOne-time FTMO Challenge fee only | — | |
| Monthly Fee Amount | 0 | — | |
| Entry Fee Refund Trigger | Request the first Reward withdrawal on the FTMO Account (2-Step FTMO Challenge); the initial purchase fee is refunded then. Applies whenAccount type: FTMO Challenge 2-Step | — |
Rules & Risk
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Target Phase 1 | 10% | 50/100 benefit points | |
| Target Phase 2 | 5% | 75/100 benefit points | |
| Minimum Trading Days | 4 days | 60/100 benefit points | |
| IP/Device Consistency Rule | yes Applies whenWhen in the United States or using VPN/VPS to change geolocation to the United States | — | |
| VPN/VPS Restriction | yes Applies whenTraders must not change geolocation to the United States when using VPN/VPS | — | |
| Stop-Loss Required | no | — | |
| Hedging Allowed | yes Applies whenOn a single simulated account | 100/100 benefit points | |
| Third-Party Copy Trading Allowed | no | — | |
| Weekend Holding Allowed | yes Applies whenAccount type: Swing | — | |
| Automated Trading Allowed | yes Applies whenTrading must be legitimate, follow proper risk management, conform to real market conditions, and not resemble forbidden practices. | — | |
| Maximum Open Positions | 200 positions | — | |
| Inactivity Limit | 30 days Applies whenFTMO Challenge Account: FTMO may terminate the Agreement for prolonged inactivity | 33/100 benefit points | |
| Latency Arbitrage Allowed | no | — | |
| Daily Loss Limit Applies | yes | — | |
| Evaluation Consistency Rule | no Applies whenFTMO Challenge: 2-Step evaluation phase; the dash is in the 2-Step column, 50% belongs to 1-Step. | — | |
| Funded/Payout Consistency Rule | no Applies when2-Step FTMO Challenge: no Consistency rule; it applies to the 1-Step FTMO Challenge and the FTMO Instant Account | — | |
| News Trading Allowed | yes Applies whenAccount type: Swing | — | |
| Overnight Holding Allowed | yes Applies whenAccount type: Swing | — | |
| Account Fee Refund Window | 14 days Applies whenConsumers only; only before opening the first simulated trade | — | |
| Account Selling Allowed | no Applies whenWithout FTMO's prior written consent | — | |
| Account Type | Swing Applies whenSelectable at order: Standard or Swing | — | |
| Certain EA Types Restriction | yes Applies whenAutomated robots/EAs causing more than 2,000 server requests per day and server overload | — | |
| Copy Trading Rule | If identical or substantially similar trading is detected across multiple FTMO accounts, including trades copied from or based on the same third-party source (such as signal groups or copy-trading services), and the total fictitious capital exceeds the following limits, FTMO reserves the right to suspend the affected accounts. Applies whenLimits: total capital allocation across all accounts and products $400,000 per trader or strategy (prior to any scaling). | — | |
| Cross-Account Hedging Restriction | yes | — | |
| Entry Fee Refund Percentage | 100% Applies whenAccount type: FTMO Challenge: 2-Step; refund after success | — | |
| Evaluation/Challenge Requirement | yes Applies whenFTMO Challenge: 2-Step; both evaluation phases and the subsequent successful review must be completed. | — | |
| Funded Account Daily Loss Limit | yes Applies whenSupreme Status: No Maximum Daily Loss | — | |
| Funded Account Minimum Trading Days | 0 days Applies whenFTMO Account (2-Step) | — | |
| Gap Trading Around News Events Restricted | yes Applies whenGap trading: opening simulated trades when major news, macroeconomic events or earnings are scheduled | — | |
| Gapped/Illiquid Market Trading Prohibition | yes Applies whenWhen opening gap trades during major global news, macroeconomic events, corporate reports, or earnings that might affect the relevant market, or two hours or less before a relevant financial market closes for at least two hours | — | |
| Maximum Active Funded Allocation | 400,000 Applies whenprior to any scaling; across all accounts and products | — | |
| Maximum Daily Drawdown | 5% | — | |
| Maximum Funded Account Size | 200,000 Applies whenSizes $10,000 to $200,000; Prime Status: access to the $400,000 FTMO Challenge | — | |
| Maximum Leverage | 1:100 Applies whenAccount type: Standard | — | |
| Maximum Loss Type | Static | — | |
| Maximum Overall Drawdown | 10% Applies whenStatic | 100/100 benefit points | |
| Maximum Scale-Up Account Size | 2000000 USD Applies whenUnder FTMO’s incentive-based Scaling Plan | — | |
| Minimum Realized Profit for Payout | 20 Applies whenBank wire, Visa Direct and Mastercard Send; cryptocurrency withdrawals: $50 | — | |
| Multiple Accounts Allowed | yes Applies whenSeveral accounts within the $400,000 Maximum Allocation across all accounts and products. | — | |
| No Refunds Policy | no Applies whenConsumer withdrawal within 14 calendar days before the first simulated trade; 2-Step: fee refunded with the first Reward | — | |
| No Wait for First Payout | no Applies whenSupreme Status: Immediate reward withdrawals | — | |
| Overleveraging Prohibition | yes | — | |
| Payout Ratio | yes | — | |
| Position Size Consistency Requirement | yes | — | |
| Pre-Close Gap Trading Restriction Window | 2 hours | — | |
| Profit Target Required | yes | — | |
| Scaling Plan Balance Increase Percentage | 25% Applies whenevery 4 months | — | |
| Scaling Plan Eligibility Period | 4 months Applies whensince the last scale-up | — | |
| Scaling Profit Requirement | 10% Applies whengenerated within the prior 4 months | — | |
| Scaling Profit Target Required | yes Applies whenTo scale up an FTMO Account under the Scaling Plan Record notesstarting balance | — | |
| Scaling Reward Ratio | 90% Applies whenScaling Plan; valid for 2-Step only (base share 80%) | — | |
| Starting Program Fee | 89 EUR | — | |
| System Error Exploitation Prohibition | yes | — | |
| Third-Party EA Allowed | yes Applies whenLegitimate and replicable EAs; proper risk management; real-market conditions; no forbidden practices; compliance with the maximum capital allocation rule | — | |
| Time Limit Applies | no Applies whenFTMO Challenge: 2-Step: no maximum time limit | — | |
| Trades Must Be Closed for Payout Request | yes | — | |
| Withdrawal Frequency Restriction | yes Applies whenReward claim on the 14th or any following day after the first trade on the specific account; Supreme Status: immediate reward withdrawals | — | |
| Account Sharing Prohibition | yes | — | |
| Profit Split Percentage | 80% Applies whenIncreases to 90% if Scaling Plan or Premium Programme conditions are met | 80/100 benefit points | |
| Minimum Withdrawal Amount | 20 Applies whenBank wire, Visa Direct and Mastercard Send; the stated cryptocurrency minimum is $50 | — | |
| Maximum Server Requests per Day | 2000 requests Applies whenautomated robots / EAs (Expert Advisors) | — | |
| Withdrawal Profit Target Requirement | no Applies whenReward needs a closed profit (minimum $20 bank wire, $50 crypto) | — | |
| On-Demand Payout Allowed | restricted Applies whenAny day from the 14th day after the first trade on the specific account; Supreme Status: immediate reward withdrawals | — | |
| Overnight and Weekend Holding Allowed | yes Applies whenAccount type: Swing | — | |
| News Trading Restriction Window | 2 minutes Applies whenAccount type: Standard; FTMO Account qualified through FTMO Challenge: 2-Step; targeted instruments; selected news releases | — | |
| Coordinated Group Trading Allowed | no Applies whenWhen simulated trades or combinations of trades are performed for manipulative purposes. | — | |
| Equity Floor Rule | Account equity (balance plus open positions P/L, plus or minus swaps, minus commissions) cannot drop below the Maximum Loss Limit or the Maximum Daily Loss Limit; if it does, the rule is considered violated. | — | |
| Swap-Free Trading Status | no Applies whenSwaps count toward the account equity | — | |
| Refund Policy Statement | For the 2-Step FTMO Challenge, we will refund you the initial purchase fee once you request your first Reward withdrawal, using the same payment method you used. | — | |
| Performance Reward Starting Percentage | 80% Applies whenIncreases to 90% with Scaling Plan or Premium Programme | — | |
| Performance Reward Ceiling | 90% | — | |
| Payout Eligibility Minimums | A Reward is available after generating profit, fulfilling all Trading Objectives, and following the FTMO Account Agreement. Request it on day 14 or later after the first trade on the specific account, with all positions and pending orders closed. Minimum closed profit: $20 for bank wire or $50 for cryptocurrency withdrawals. Applies whenThe 14-day wait runs from the first trade on the specific demo FTMO Account; the closed-profit minimum depends on the withdrawal method. | — | |
| Software / AI / High-Speed Exploitation Prohibition | yes Applies whenWhen the software, AI, ultra-high-speed tool, or mass data entry might manipulate, abuse, or provide an unfair advantage. | — | |
| Scaling Plan Description | The Scaling Plan is a performance-based incentive that awards your consistent performance. Scale your FTMO Account and access more simulated capital. Applies when25% balance increase every 4 months, up to $2,000,000 across all FTMO Accounts | — | |
| Trade Manipulation Prohibited | yes | — | |
| Capital Exposure Limit Applies | yes Applies whenprior to any scaling | — | |
| Bracketing Strategy Around High-Impact News Prohibition | yes Applies whenAccount type: Standard; on an FTMO Account; targeted instruments; within 2 minutes before or after selected news releases | — | |
| One-Sided Bets Prohibition | yes | — | |
| Trade Coordination And Copy Trading Prohibition | yes | — | |
| Daily Reset Time | 00:00 CE(S)T Applies whenFTMO Challenge and Verification phases of the 2-Step challenge and the subsequent FTMO Account (2-Step) | — | |
| Overnight and Weekend Position Holding Restriction | Close all open positions before market breaks longer than 2 hours (e.g. the weekend) on a Standard FTMO Account; Swing accounts and accounts in the FTMO Challenge or Verification are not restricted. Applies whenAccount types: Standard or Swing; Standard on an FTMO Account: close positions before the weekend market close or if the rollover lasts longer than 2 hours | — | |
| Trading Day Definition | A Trading Day is defined as any day – measured from 00:00:00 to 23:59:59 CE(S)T – during which at least one position is opened. Applies whenFTMO Challenge and Verification phases of the FTMO Challenge: 2-Step | — | |
| Inactivity Reinstatement Offered | yes Applies whenPhase not activated within 30 calendar days: access suspended, renewal can be requested within 6 months | — | |
| Prohibited Strategy Consequence | Removal of simulated trades from your history, restricted access to a trading platform, disqualification from the Evaluation Process, forfeiture of any potential Rewards, or even termination of all agreements you have with us. | — | |
| Minimum Trading Days Applies | yes Applies whenFTMO Challenge and Verification: at least 4 Trading Days each; no Minimum Trading Days on the FTMO Account (2-Step) | — | |
| Payout Method Threshold Amount | 20000 USD Applies whenVisa Direct / Mastercard Send up to $20,000; Skrill up to $3,000; bank wire transfer and cryptocurrencies without a stated limit | — | |
| Hidden Markups Applied | no | — | |
| Additional Slippage Added | no | — | |
| Identity Verification Required Before Funded Account | yes Applies whenAfter passing the FTMO Challenge and the Verification | — | |
| Weekend Trading Allowed | yes | — | |
| Account Merge Available | yes Applies whenUpon request; accounts must be unused, in the same base currency, and originate from the same product (1-Step or 2-Step). | — | |
| Cryptocurrency Payment Allowed | yes | — | |
| Rollover Bonus Available | yes Applies whenAccount type: 2-Step with Prime Status | — | |
| Qualification Reward Cycles Required | 3 cycles Applies whenOn the $400K Prime FTMO Account, each Reward cycle used for qualification | — | |
| Status Qualification Profit per Reward Cycle Required | 4% Applies whenEach Reward cycle used for Supreme Status qualification | — | |
| Legal Entity Account Purchase Allowed | yes | — | |
| Active $400K Prime FTMO Account Requirement | yes | — | |
| No Recent FTMO Account Failure Requirement | yes | — | |
| Cryptocurrency Payouts Available | yes | — | |
| Points as Fee Refund Alternative | yes Applies whenFor a previously purchased FTMO Challenge when the fee refund is available for FTMO Challenge: 2-Step and is transferred to FTMO Points in full, not partially. | — | |
| Non-Cash Reward Alternative Available | yes Applies whenWhen choosing FTMO Points as the alternative for a Reward payout, whole or part, during Reward processing. | — | |
| Concurrent Premium and Scaling Plan Participation | yes Applies whenThe Premium Programme is available to FTMO Traders who qualified through both the FTMO Challenge: 1-Step and the FTMO Challenge: 2-Step. | — |
Tech & Platform
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Dashboard Analytics | yes | — | |
| Trading Platform | MetaTrader 4 | — | |
| Trading Platform | MetaTrader 5 | — | |
| Trading Platform | cTrader | — | |
| Trading Platform | TradingView | — |
Trust & Support
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Chat Support | yes | — | |
| No Payout Disputes | yes | — |
Terms & Legal
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Minimum Age Requirement | 18 years | — | |
| Restricted Jurisdictions | Afghanistan; Anguilla; Antarctica; Antigua and Barbuda; Republic of Belarus; Belize; Bhutan; Bouvet Island; Burundi; Cape Verde; Central African Republic; Chad; Cook Islands; Comoros; Republic of the Congo; Cuba; Djibouti; Dominica; Equatorial Guinea; Eritrea; Eswatini; Fiji; Gabon; Gambia; Grenada; Guinea; Guinea-Bissau; Holy See (Vatican City State); Republic of Indonesia; Iran; Iraq; Kazakhstan; Kiribati; Kosovo; Kyrgyzstan; Lesotho; Liberia; Malawi; Mali; Mauritania; Marshall Islands; Micronesia; Myanmar; Nauru; Niger; Niue; North Korea; Papua New Guinea; Russian Federation; Saint Barthélemy; Saint Kitts and Nevis; Saint Lucia; Saint Vincent and the Grenadines; Samoa; San Marino; Sao Tome and Principe; Seychelles; Sierra Leone; Solomon Islands; Somalia; South Sudan; Sudan; Suriname; Syria; Tajikistan; Timor-Leste; Tokelau; Tonga; Turkmenistan; Tuvalu; Ukraine (Crimea, Sevastopol, Donetsk, Kherson, Luhansk and Zaporizhzhia only); Uzbekistan; Vanuatu; Venezuela; Western Sahara | — | |
| Customer Support Channel Hours | 24/7 Applies whenLive Chat | — | |
| Complaint Resolution Time | 30 days | — | |
| Information Liability Disclaimer | yes | — | |
| Non-Broker Status Statement | yes | — | |
| Country Restrictions Published | yes | — | |
| Disclaimer of Warranties | yes | — | |
| Trader Agreement Required | yes Applies whenAfter successfully completing Identity Verification and consenting to the FTMO Account Agreement | — |
Instant
Company
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Firm Type | CFD | — | |
| Account Size | $5K – $100K | — | |
| Allocation | $200,000 | — |
Account & Funding
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Program Type | Instant | — | |
| Drawdown Type | Trailing | — | |
| Time Period | Unlimited days | — | |
| Profit Split | 90% | — | |
| Drawdown Reset After Payout | no Applies whenFTMO Instant Account: the limit reached continues on the FTMO Account; above 110% of the Initial Simulated Capital a Reward withdrawal breaches the limit | — | |
| First Payout Wait | 14 days Applies whenFTMO Instant Account; first reward request | 77/100 benefit points | |
| Payout Interval | 14 days Applies wheneach Reward cycle: a claim from the 14th day after the first trade on the account | 77/100 benefit points | |
| Scaling Plan Available | yes Applies when25% every 4 months up to $2,000,000 | — | |
| Available to US Residents | no Applies whenUS clients only through the affiliated entity at ftmo.oanda.com (FTMO US, own offer with MetaTrader 5 and TradingView) | — | |
| KYC Required for Payout | yes | — | |
| Live Account Path | no Applies whenFTMO Account is a demo account; Supreme Status: possible job interview at Quantlane (separate employment) | — | |
| No Time Limit | yes | — | |
| Payout Cap Applies | no Applies whenNo per-request, per-cycle or lifetime cap stated; method limits: Visa Direct / Mastercard Send up to $20,000, Skrill up to $3,000; bank wire transfer and cryptocurrencies without a stated limit | — |
Pricing & Cost
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Simulated Trading | yes | — | |
| Entry Fee Refundable | no Applies whenFTMO Instant Account: no refund (third column). | 0/100 benefit points | |
| One-Time Evaluation Fee | yes Applies whenFTMO Instant Account: one-time fee, no evaluation | — | |
| Monthly Subscription Required | no Applies whenFTMO Instant Account: one-time fee, no recurring payment | 100/100 benefit points | |
| Activation Fee Required | no | — | |
| Market Data Fee Required | no Applies whenOne-time FTMO Challenge fee only | — | |
| Monthly Fee Amount | 0 Applies whenFTMO Instant Account: no monthly fee | — |
Rules & Risk
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| IP/Device Consistency Rule | yes Applies whenWhen in the United States or using VPN/VPS to change geolocation to the United States | — | |
| VPN/VPS Restriction | yes Applies whenTraders must not change geolocation to the United States when using VPN/VPS | — | |
| Stop-Loss Required | no | — | |
| Hedging Allowed | restricted Applies whenFTMO Instant Account: not to circumvent the Consistency rule | — | |
| Third-Party Copy Trading Allowed | no | — | |
| Weekend Holding Allowed | no Applies whenFTMO Instant Account: close all positions before market breaks longer than 2 hours, so before the weekend; exceptions only Swing accounts and accounts in the FTMO Challenge or Verification | — | |
| Automated Trading Allowed | yes Applies whenTrading must be legitimate, follow proper risk management, conform to real market conditions, and not resemble forbidden practices. | — | |
| Maximum Open Positions | 200 positions | — | |
| Inactivity Limit | 30 days Applies whenFTMO Challenge Account: FTMO may terminate the Agreement for prolonged inactivity | 33/100 benefit points | |
| Latency Arbitrage Allowed | no | — | |
| Daily Loss Limit Applies | yes Applies whenFTMO Instant Account: 3% Max Daily Loss | — | |
| Drawdown Locks at Starting Balance | no Applies whenFTMO Instant Account: intraday balance-based trailing Maximum Loss Limit, no lock at the starting balance | — | |
| Drawdown Trails Open Equity | no Applies whenFTMO Instant Account: balance-based (closed positions), not open equity | — | |
| Evaluation Consistency Rule | yes Applies whenFTMO Instant Account: Best Day may not exceed 30% of total profit (third column). | — | |
| Funded/Payout Consistency Rule | yes Applies whenFTMO Instant Account; not a breach, keep trading until the Best Day is 30% or less; measured again after each Reward withdrawal | — | |
| News Trading Allowed | restricted Applies whenFTMO Instant Account: violating it may terminate the FTMO Instant Account; exceptions only Swing accounts and accounts in the FTMO Challenge or Verification phase | — | |
| Overnight Holding Allowed | restricted Applies whenFTMO Instant Account: close positions before a market break longer than 2 hours | — | |
| Account Fee Refund Window | 14 days Applies whenConsumers only; only before opening the first simulated trade | — | |
| Account Selling Allowed | no Applies whenWithout FTMO's prior written consent | — | |
| Account Type | Standard Applies whenFTMO Instant Account (Spalte Instant der Comparison Table, seit 12.10.2026) | — | |
| Certain EA Types Restriction | yes Applies whenAutomated robots/EAs causing more than 2,000 server requests per day and server overload | — | |
| Copy Trading Rule | If identical or substantially similar trading is detected across multiple FTMO accounts, including trades copied from or based on the same third-party source (such as signal groups or copy-trading services), and the total fictitious capital exceeds the following limits, FTMO reserves the right to suspend the affected accounts. Applies whenLimits: total capital allocation across all accounts and products $400,000 per trader or strategy (prior to any scaling). | — | |
| Correlated Instruments Hedging Prohibition | yes Applies whenWhen used to circumvent the Best Day Rule or the Consistency rule (FTMO Instant Account: Consistency 30%) | — | |
| Cross-Account Hedging Restriction | yes | — | |
| Entry Fee Refund Percentage | 0% Applies whenFTMO Instant Account: the fee is not refunded | — | |
| Evaluation/Challenge Requirement | no Applies whenFTMO Instant Account: no evaluation phase | — | |
| Funded Account Daily Loss Limit | yes Applies whenFTMO Instant Account (a funded FTMO Account from purchase): 3% of the Initial Simulated Capital | — | |
| Gap Trading Around News Events Restricted | yes Applies whenGap trading: opening simulated trades when major news, macroeconomic events or earnings are scheduled | — | |
| Gapped/Illiquid Market Trading Prohibition | yes Applies whenWhen opening gap trades during major global news, macroeconomic events, corporate reports, or earnings that might affect the relevant market, or two hours or less before a relevant financial market closes for at least two hours | — | |
| Maximum Active Funded Allocation | 400,000 Applies whenprior to any scaling; across all accounts and products | — | |
| Maximum Daily Drawdown | 3% Applies whenFTMO Instant Account (Spalte Instant der Comparison Table, seit 12.10.2026) | 60/100 benefit points | |
| Maximum Funded Account Size | 200,000 Applies whenSizes $10,000 to $200,000; Prime Status: access to the $400,000 FTMO Challenge | — | |
| Maximum Leverage | 1:100 Applies whenAccount type: Standard | — | |
| Maximum Loss Type | Intraday trailing Applies whenFTMO Instant Account: trailing on balance, intraday (third column). | — | |
| Maximum Overall Drawdown | 10% Applies whenFTMO Instant Account (Spalte Instant der Comparison Table, seit 12.10.2026) | 100/100 benefit points | |
| Maximum Scale-Up Account Size | 2000000 USD Applies whenUnder FTMO’s incentive-based Scaling Plan | — | |
| Minimum Realized Profit for Payout | 20 Applies whenBank wire, Visa Direct and Mastercard Send; cryptocurrency withdrawals: $50 | — | |
| Multiple Accounts Allowed | no Applies whenFTMO Instant Account: one active Instant Account at a time; other FTMO products count toward the $400,000 Maximum Allocation. | — | |
| No Refunds Policy | no Applies whenConsumer withdrawal within 14 calendar days before the first simulated trade; 2-Step: fee refunded with the first Reward | — | |
| No Wait for First Payout | no Applies whenSupreme Status: Immediate reward withdrawals | — | |
| Overleveraging Prohibition | yes | — | |
| Payout Ratio | yes Applies whenFTMO Instant Account: 90% from the first Reward | — | |
| Position Size Consistency Requirement | yes | — | |
| Pre-Close Gap Trading Restriction Window | 2 hours | — | |
| Profit Target Required | no Applies whenComparison Table, third column (Instant): no profit target | — | |
| Scaling Plan Balance Increase Percentage | 25% Applies whenevery 4 months | — | |
| Scaling Plan Eligibility Period | 4 months Applies whensince the last scale-up | — | |
| Scaling Profit Requirement | 10% Applies whengenerated within the prior 4 months | — | |
| Scaling Profit Target Required | yes Applies whenTo scale up an FTMO Account under the Scaling Plan Record notesstarting balance | — | |
| Starting Program Fee | 169 EUR Applies whenFTMO Instant Account, smallest size $5,000; EUR | — | |
| System Error Exploitation Prohibition | yes | — | |
| Third-Party EA Allowed | yes Applies whenLegitimate and replicable EAs; proper risk management; real-market conditions; no forbidden practices; compliance with the maximum capital allocation rule | — | |
| Time Limit Applies | no Applies whenFTMO Instant Account (Spalte Instant der Comparison Table, seit 12.10.2026) | — | |
| Trades Must Be Closed for Payout Request | yes | — | |
| Withdrawal Frequency Restriction | yes Applies whenReward claim on the 14th or any following day after the first trade on the specific account; Supreme Status: immediate reward withdrawals | — | |
| Account Sharing Prohibition | yes | — | |
| Profit Split Percentage | 90% Applies whenFTMO Instant Account (Spalte Instant der Comparison Table, seit 12.10.2026) | 90/100 benefit points | |
| Minimum Withdrawal Amount | 20 Applies whenBank wire, Visa Direct and Mastercard Send; the stated cryptocurrency minimum is $50 | — | |
| Maximum Server Requests per Day | 2000 requests Applies whenautomated robots / EAs (Expert Advisors) | — | |
| Withdrawal Profit Target Requirement | no Applies whenFTMO Instant Account: no profit target for a Reward; the Consistency rule (30%) applies | — | |
| On-Demand Payout Allowed | restricted Applies whenAny day from the 14th day after the first trade on the specific account; Supreme Status: immediate reward withdrawals | — | |
| Overnight and Weekend Holding Allowed | restricted Applies whenFTMO Instant Account: close positions before market breaks longer than 2 hours, including the weekend; Swing accounts and the Evaluation Process are exempt. | — | |
| News Trading Restriction Window | 2 minutes Applies whenFTMO Instant Account; minutes before and after the release | — | |
| Consistency Rule Percentage Limit | 30% Applies whenFTMO Instant Account (third column). | — | |
| Coordinated Group Trading Allowed | no Applies whenWhen simulated trades or combinations of trades are performed for manipulative purposes. | — | |
| Equity Floor Rule | Account equity (balance plus open positions P/L, plus or minus swaps, minus commissions) cannot drop below the Maximum Loss Limit or the Maximum Daily Loss Limit; if it does, the rule is considered violated. | — | |
| Swap-Free Trading Status | no Applies whenSwaps count toward the account equity | — | |
| Refund Policy Statement | One-time fee (non-refundable) | — | |
| Performance Reward Ceiling | 90% | — | |
| Payout Eligibility Minimums | A Reward is available after generating profit, fulfilling all Trading Objectives, and following the FTMO Account Agreement. Request it on day 14 or later after the first trade on the specific account, with all positions and pending orders closed. Minimum closed profit: $20 for bank wire or $50 for cryptocurrency withdrawals. Applies whenThe 14-day wait runs from the first trade on the specific demo FTMO Account; the closed-profit minimum depends on the withdrawal method. | — | |
| Software / AI / High-Speed Exploitation Prohibition | yes Applies whenWhen the software, AI, ultra-high-speed tool, or mass data entry might manipulate, abuse, or provide an unfair advantage. | — | |
| Scaling Plan Description | The Scaling Plan is a performance-based incentive that awards your consistent performance. Scale your FTMO Account and access more simulated capital. Applies when25% balance increase every 4 months, up to $2,000,000 across all FTMO Accounts | — | |
| Trade Manipulation Prohibited | yes | — | |
| Capital Exposure Limit Applies | yes Applies whenIncludes the FTMO Instant Account | — | |
| Bracketing Strategy Around High-Impact News Prohibition | yes Applies whenFTMO Instant Account; within 2 minutes before and after selected news; also pending orders | — | |
| One-Sided Bets Prohibition | yes | — | |
| Trade Coordination And Copy Trading Prohibition | yes | — | |
| Daily Reset Time | 00:00 CE(S)T Applies whenFTMO Instant Account and the other products | — | |
| Overnight and Weekend Position Holding Restriction | FTMO restricts holding positions through market breaks longer than 2 hours for all accounts, excluding the exceptions mentioned below. Applies whenFTMO Instant Account: you must close all open positions before the break begins | — | |
| Inactivity Reinstatement Offered | yes Applies whenPhase not activated within 30 calendar days: access suspended, renewal can be requested within 6 months | — | |
| Prohibited Strategy Consequence | Removal of simulated trades from your history, restricted access to a trading platform, disqualification from the Evaluation Process, forfeiture of any potential Rewards, or even termination of all agreements you have with us. | — | |
| Minimum Trading Days Applies | no Applies whenComparison Table, third column (Instant): no minimum trading days | — | |
| Payout Method Threshold Amount | 20000 USD Applies whenVisa Direct / Mastercard Send up to $20,000; Skrill up to $3,000; bank wire transfer and cryptocurrencies without a stated limit | — | |
| Hidden Markups Applied | no | — | |
| Additional Slippage Added | no | — | |
| Identity Verification Required Before Funded Account | no Applies whenFTMO Instant Account: FTMO Identity when requesting the first Reward; the Reward is processed after its approval | — | |
| Weekend Trading Allowed | yes | — | |
| Account Merge Available | yes Applies whenUpon request; accounts must be unused, in the same base currency, and originate from the same product (1-Step or 2-Step). | — | |
| Cryptocurrency Payment Allowed | yes | — | |
| Qualification Reward Cycles Required | 3 cycles Applies whenOn the $400K Prime FTMO Account, each Reward cycle used for qualification | — | |
| Status Qualification Profit per Reward Cycle Required | 4% Applies whenEach Reward cycle used for Supreme Status qualification | — | |
| Legal Entity Account Purchase Allowed | yes | — | |
| Active $400K Prime FTMO Account Requirement | yes | — | |
| No Recent FTMO Account Failure Requirement | yes | — | |
| Cryptocurrency Payouts Available | yes | — |
Tech & Platform
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Dashboard Analytics | yes | — | |
| Trading Platform | MetaTrader 4 | — | |
| Trading Platform | MetaTrader 5 | — | |
| Trading Platform | cTrader | — | |
| Trading Platform | TradingView | — |
Trust & Support
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Chat Support | yes | — | |
| No Payout Disputes | yes | — |
Terms & Legal
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Minimum Age Requirement | 18 years | — | |
| Restricted Jurisdictions | Afghanistan; Anguilla; Antarctica; Antigua and Barbuda; Republic of Belarus; Belize; Bhutan; Bouvet Island; Burundi; Cape Verde; Central African Republic; Chad; Cook Islands; Comoros; Republic of the Congo; Cuba; Djibouti; Dominica; Equatorial Guinea; Eritrea; Eswatini; Fiji; Gabon; Gambia; Grenada; Guinea; Guinea-Bissau; Holy See (Vatican City State); Republic of Indonesia; Iran; Iraq; Kazakhstan; Kiribati; Kosovo; Kyrgyzstan; Lesotho; Liberia; Malawi; Mali; Mauritania; Marshall Islands; Micronesia; Myanmar; Nauru; Niger; Niue; North Korea; Papua New Guinea; Russian Federation; Saint Barthélemy; Saint Kitts and Nevis; Saint Lucia; Saint Vincent and the Grenadines; Samoa; San Marino; Sao Tome and Principe; Seychelles; Sierra Leone; Solomon Islands; Somalia; South Sudan; Sudan; Suriname; Syria; Tajikistan; Timor-Leste; Tokelau; Tonga; Turkmenistan; Tuvalu; Ukraine (Crimea, Sevastopol, Donetsk, Kherson, Luhansk and Zaporizhzhia only); Uzbekistan; Vanuatu; Venezuela; Western Sahara | — | |
| Customer Support Channel Hours | 24/7 Applies whenLive Chat | — | |
| Complaint Resolution Time | 30 days Applies whenFTMO Terms and Conditions, accepted when ordering the FTMO Instant Account | — | |
| Information Liability Disclaimer | yes Applies whenFTMO Terms and Conditions, accepted when ordering the FTMO Instant Account | — | |
| Non-Broker Status Statement | yes | — | |
| Country Restrictions Published | yes | — | |
| Disclaimer of Warranties | yes Applies whenFTMO Terms and Conditions, accepted when ordering the FTMO Instant Account | — | |
| Trader Agreement Required | yes Applies whenFTMO Instant Account: FTMO Challenge T&C at purchase, FTMO Account T&C from the first Reward | — |
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