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Fintokei
AI-assisted · review pending · How this content is made
Fintokei is a proprietary-trading firm offering one-, two-, and three-step evaluations on simulated accounts with profit splits up to 90%.
Affiliate link. No extra cost to you.
- Starting account
- $5,000
- Max. allocation
- $400,000
- Profit split
- 50% – 90%
- FundedHub score
- Pending
- Sentiment
- Sentiment
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- Source links and excerpts where available
- Available filings behind sentiment readings
- Your membership backs a creator you pick by name
Not independently verified. Check the firm’s current terms before trading.
Record notes
Applies when
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| Account size | Fee to start |
|---|
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Programs & pricing
4 programsAI-assisted research. Check the linked sources for current terms. How it works
| Account size | Entry fee |
|---|---|
| $5,000 | $69 |
| $10,000 | $119 |
| $20,000 | $199 |
| $50,000 | $419 |
| $100,000 | $679 |
| $200,000 | $1,499 |
| Account size | Entry fee |
|---|---|
| $5,000 | $49 |
| $10,000 | $99 |
| $20,000 | $159 |
| $50,000 | $329 |
| $100,000 | $549 |
| $200,000 | $1,249 |
| $400,000 | $2,599 |
| Account size | Entry fee |
|---|---|
| $5,000 | $44 |
| $10,000 | $89 |
| $20,000 | $144 |
| $50,000 | $299 |
| $100,000 | $499 |
| $200,000 | $1,099 |
| Account size | Entry fee |
|---|---|
| $5,000 | $44 |
| $20,000 | $119 |
| $50,000 | $244 |
| $100,000 | $419 |
Listed entry fees, before promo codes. Confirm the final price with the firm.
About Fintokei
AI-assisted · review pending · How this content is made
- Headquarters
- -
- Founded
- 2022
- Platforms
- MetaTrader 4TradingViewcTraderMetaTrader 5
- Markets
- StocksCryptoMetalsCommoditiesIndicesForex
- Website
- https://fintokei.com
Editorial details
Automation assisted with this content. Human editorial review is not yet recorded. Treat summaries as orientation and verify material rules, prices and payouts against the linked primary sources.
How we research firmsVersion history
Version 2 · 13 Oct 2026no rule change
Rules & conditions
AI-assisted research. Check the linked sources for current terms. How it works
Two Step 80% profit split Non-refundable fee
Two Step 80% profit split Non-refundable fee
One Step 90% profit split Non-refundable fee
Three Step 50% profit split Non-refundable fee
About this information
Manual research and AI summaries can miss context. FundedHub does not speak for the firm or guarantee rule compliance or payouts. Confirm unclear conditions with the firm before paying or trading.
ProTrader Swing
Company
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Firm Type | CFD | — | |
| Account Size | $5K – $200K | — | |
| Allocation | $400,000 | — |
Account & Funding
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Program Type | Two Step | — | |
| Drawdown Type | Static | — | |
| Daily Drawdown Type | Balance Based | — | |
| Time Period | Unlimited days | — | |
| Profit Split | 80% | — | |
| Profit Cap Applies | no Applies whenStandard conditions of the virtually funded ProTrader Swing account; a daily profit cap applies only under Consistency Rules (CR2) | — | |
| First Payout Wait | 14 days Applies when14 days since the first trade placed | — | |
| Payout Interval | 14 days Applies whenVirtually funded account; at least 14 days since the last processed payout or the first trade Record notesdays | — | |
| Scaling Plan Available | yes Applies whenVia Fintokei Loyalty Program - Capital Scaling Boost | — | |
| Available to US Residents | no | — | |
| KYC Required for Payout | yes Applies whenEvery customer must complete the KYC / KYB verification process at some point; KYC may be exercised before receiving funded account or processing any Performance reward payout | — | |
| Live Account Path | no | — | |
| No Time Limit | yes | — |
Pricing & Cost
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Simulated Trading | yes | — | |
| Entry Fee Refundable | no Applies whenNo refund of the fee after passing or with a payout; refund only within two weeks of purchase before first access | — | |
| One-Time Evaluation Fee | yes | — | |
| Monthly Subscription Required | no Applies whenOne-time fee; no recurring charge | — | |
| Activation Fee Required | no Applies whenThe one-time fee is the only cost | — | |
| Market Data Fee Required | no Applies whenThe one-time fee is the only cost | — | |
| Monthly Fee Amount | 0 Applies whenNo monthly fee; one-time participation fee is the only cost | — | |
| Activation Fee Amount | 0 Applies whenNo activation fee; the one-time fee is the only cost | — |
Rules & Risk
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Target Phase 1 | 8% | — | |
| Target Phase 2 | 6% | — | |
| Minimum Trading Days | 3 days | — | |
| IP/Device Consistency Rule | yes | — | |
| VPN/VPS Restriction | yes Applies whenDuring KYC process | — | |
| Stop-Loss Required | no Applies whenStandard conditions; Stop Losses can be required when Consistency Rules are applied | — | |
| Hedging Allowed | yes | — | |
| Own-Account Copy Trading Allowed | yes Applies whentrader's own EA or automated system fully created and configured by them; or copying own trades across own prop/broker accounts | — | |
| Third-Party Copy Trading Allowed | no | — | |
| Scalping Allowed | yes Applies whenTick scalping (trades < 10s) limited to ≤10% of total lot volume AND ≤10% of total traded volume in USD | — | |
| Martingale Allowed | yes Applies whenTrader remains subject to Maximum Risk on open trades and Daily Loss Limit on challenges | — | |
| Weekend Holding Allowed | yes | — | |
| Automated Trading Allowed | yes Applies whenTrader must be the creator or full owner of the strategy and understand how it works; third-party commercial EAs, black-box systems, and third-party pass-evaluation services are not allowed | — | |
| Maximum Risk per Trade | 3% | — | |
| Position Size Limit Applies | yes | — | |
| Maximum Open Positions | 200 positions | — | |
| Single-Trade Limit Applies | yes Applies whenSingle trade closed at the Profit Target (one-trade achievement) is treated as gambling and may breach the account | — | |
| Minimum Trade Duration | 10 seconds Applies whenTrades lasting less than 10 seconds are considered tick scalping and prohibited | — | |
| Maximum Holding Duration Limit | no | — | |
| Inactivity Limit | 30 days Applies whenVirtually funded ProTrader Swing account; no trade for 30 days closes the account Record notesdays | — | |
| High-Frequency Trading Allowed | no | — | |
| Latency Arbitrage Allowed | no | — | |
| Daily Loss Limit Applies | yes Applies whenEvaluation phases and virtually funded account; daily and maximum loss limits are monitored in parallel | — | |
| Evaluation Consistency Rule | yes Applies whenEvaluation phase; Profit Target may not be achieved in one trade or a few similar same-instrument trades within one day | — | |
| External Signals Allowed | restricted Applies whenManual execution of ideas inspired by others is allowed; no real-time syncing and no identical trades with other clients | — | |
| Funded/Payout Consistency Rule | no Applies whenStandard conditions of the virtually funded ProTrader Swing account; a 40% best-day rule for payout eligibility applies only when imposed as a Consistency Rule restriction | — | |
| News Trading Allowed | yes | — | |
| Overnight Holding Allowed | yes Applies whenProTrader Swing; positions held overnight do not affect daily loss calculation until closed | — | |
| Account Fee Refund Window | 14 days | — | |
| Account Selling Allowed | no Applies whenWithout express written permission by Fintokei | — | |
| Account Type | swing Applies whenFor ProTrader Swing. | — | |
| Certain EA Types Restriction | yes Applies whenEAs or automated systems created to pass evaluations or exploit platform technical deficiencies. | — | |
| Copy Trading Rule | Prohibited: Copying trades from a signal provider, another trader, Telegram/Discord channel, or other trading social network; using same/similar strategy as mentor or third parties; using third-party EAs without individual configuration; following master accounts via mirroring/copier; copying reversed trades; letting third parties trade on your behalf | — | |
| Cross-Account Hedging Restriction | yes Applies whenHolding offsetting positions across multiple accounts, internal or external | — | |
| Dummy Trade Prohibition | yes | — | |
| EA Source Code Submission Requirement | yes Applies whenWhen Fintokei requests documentation or source code used to place trades on an account | — | |
| Evaluation/Challenge Requirement | yes | — | |
| Funded Account Daily Loss Limit | yes | — | |
| Funded Account Minimum Trading Days | 3 days | — | |
| Gap Trading Around News Events Restricted | no | — | |
| Leverage by Instrument Class | 25:1 on FX, Gold & Silver; 20:1 on Indices; 10:1 on XPD & XPT, natural gas and crude; 2:1 on BTCUSD / BTCJPY; 1:1 on all other Cryptocurrency CFDs Applies whenProTrader Swing (all phases); per instrument class from the help center leverage table | — | |
| Maximum Active Funded Allocation | 400,000 Applies whenProTrader and ProTrader Swing (combined) | — | |
| Maximum Daily Drawdown | 5% Applies whenProTrader Swing; evaluation phases and virtually funded account | — | |
| Maximum Funded Account Size | 200,000 Applies whenLargest ProTrader Swing account size | — | |
| Maximum Leverage | 1:25 Applies whenHelp centre leverage table (updated 15.7.2026), Forex, Gold & Silver; the ProTrader Swing product page still states 1:100 on FX, Gold and Silver | — | |
| Maximum Loss Type | static Applies whenMaximum loss calculated from the starting capital; the same every day | — | |
| Maximum Overall Drawdown | 10% Applies whenProTrader Swing; static Record notesstarting balance | — | |
| Minimum Trading Frequency Requirement | 1 days Applies whenVirtually funded ProTrader Swing account; no volume requirement | — | |
| Multiple Accounts Allowed | yes Applies whenmultiple trading accounts under a single profile are permitted | — | |
| Multiple IP Address Trading Allowed | restricted Applies whenWhen occasional travel or personal VPS for stability | — | |
| No Arbitrage | yes Applies whenLatency arbitrage and hedging arbitrage are prohibited practices | — | |
| No Leverage on Cryptocurrency | no Applies whenCryptocurrency CFDs: BTCUSD / BTCJPY 2:1, other cryptocurrency CFDs 1:1; identical for StartTrader, SwiftTrader, ProTrader and ProTrader Swing | — | |
| No Refunds Policy | no Applies whenWithin two weeks of purchase; before MyFintokei access or first demo trade; request by email | — | |
| No Wait for First Payout | no Applies whenFirst payout request after at least 14 days since the first trade placed | — | |
| Overleveraging Prohibition | yes Applies whenIncludes overleveraging without a strategy as a prohibited gambling practice | — | |
| Payout Ratio | yes | — | |
| Profit Target Required | yes Applies whenProTrader Swing evaluation phases I and II have profit targets of 8% and 6%. | — | |
| Scaling Plan Balance Increase Percentage | 25% Applies whenCapital Scaling Boost of the Loyalty Program, up to 25% depending on the Tier; only newly activated virtually funded accounts, not challenge phases; replaces the old scaling plan | — | |
| Scaling Profit Target Required | no | — | |
| Scaling Reward Ratio | 100% Applies whenLoyalty Program performance reward ratio boost (Loyalty Program replaced the old scaling plan); capped at 100% | — | |
| Short-Term Trade Frequency Limit | yes Applies whenTrades shorter than 10 seconds; more than 10% of lot volume and more than 10% of USD volume | — | |
| Starting Program Fee | 69 EUR | — | |
| System Error Exploitation Prohibition | yes | — | |
| Third-Party Copying of Trader's Trades Allowed | no | — | |
| Third-Party EA Allowed | restricted Applies whenthird-party EAs not created or controlled by the trader are prohibited; commercial or free EAs customized with the trader's own settings are allowed | — | |
| Tick Scalping Minimum Holding Time | 0.17 minutes Applies whenTrades shorter than 10 seconds count as tick scalping; accounts purchased on or after 6 May 2024 | — | |
| Time Limit Applies | no Applies whenProTrader Swing evaluation phases I and II | — | |
| Trades Must Be Closed for Payout Request | yes Applies whenBefore requesting a performance reward withdrawal on the virtually funded account | — | |
| Withdrawal Frequency Restriction | yes | — | |
| Spread Type | variable | — | |
| Commission Per Lot - Indices | 0 Applies whenCFD indices (commission-free from 11 August 2025) | — | |
| Commission Per Lot - Metals | 6 Applies whenXAUUSD, XAGUSD, XPDUSD, XPTUSD: 6$; $3 one way ($6 round trip) per lot per the help centre | — | |
| Commission Per Lot - Crypto | 0 Applies whenCFD Cryptocurrencies (commission-free from 11 August 2025) | — | |
| Account Sharing Prohibition | yes Applies whenAccess to or management of a Fintokei demo account by another person or third party is prohibited. | — | |
| Profit Split Percentage | 80% Applies whenVirtually funded ProTrader Swing account | — | |
| Payout Processing Time | 24 hours | — | |
| Minimum Withdrawal Amount | 100 Applies whenProTrader Swing; 2,000 CZK or 20,000 JPY accounts | — | |
| Maximum Lots Per Trade | 1000 lots Applies whenPer instrument: 1000 lots on EURUSD/XAUUSD, 600 lots on US100; subject to free margin | — | |
| Withdrawal Profit Target Requirement | no Applies whenVirtually funded ProTrader Swing account | — | |
| On-Demand Payout Allowed | restricted Applies whenInstant payouts on request once eligible: at least 14 days after the last payout or the first trade; SwiftTrader also needs the minimum profit per payout | — | |
| Overnight and Weekend Holding Allowed | yes | — | |
| Tick Scalping Prohibition | yes Applies whenTrades under 10 seconds are tick scalping; more than 10% of total lot volume AND more than 10% of total traded volume in USD from tick scalping trades triggers breach from the next day (after a first warning) | — | |
| News Trading Restriction Window | 0 minutes Applies whenTrading allowed before, during, and after high-impact news events; weekend holding permitted but exposes account to gap risk | — | |
| Coordinated Group Trading Allowed | no Applies whenHedging between accounts of multiple clients is prohibited | — | |
| Commission Per Lot - FX | 6 Applies whenFX pairs; $3 per side | — | |
| Equity Floor Rule | Breach is based on account equity at any moment: once equity falls under the max. daily loss limit or max. overall loss limit, the account is breached and closed immediately, without waiting for the end of the trading day | — | |
| Swap-Free Trading Status | yes Applies whenProTrader Swing accounts purchased from 15.7.2026 onwards | — | |
| Short-Term Transaction Share Limit | 10% Applies whenTrades shorter than 10 seconds; after a first warning; also 10% of total volume in USD | — | |
| Per-Trading-Idea Floating Loss Maximum | 3% Applies whenMaximum allowed risk on a Trade Idea at any time Record notesinitial account balance | — | |
| Refund Policy Statement | Refunds are available within two weeks of purchase if MyFintokei has not been accessed and no demo trade has been made, provided the request is emailed; after access or first trade, refunds are no longer available. | — | |
| Performance Reward Starting Percentage | 80% Applies whenProTrader Swing; can rise with the Loyalty Program performance reward ratio boost | — | |
| Maximum Risk Per Trading Idea | 3% Applies whenGlobal maximum allowed risk on open trades | — | |
| Performance Reward Ceiling | 100% | — | |
| Payout Eligibility Minimums | At least 14 days since the last successfully processed payout or since the first trade placed; at least 3 trading days; open trades closed before the request Applies whenVirtually funded account; the minimum of 3 trading days for a payout request comes from the help centre article on minimum trading days (15.7.2026) | — | |
| Software / AI / High-Speed Exploitation Prohibition | yes Applies whenProhibited: third-party services or EAs used to pass evaluations or exploit the platform; tick scalping; latency arbitrage; cross-account hedging. | — | |
| Scaling Plan Description | Capital Scaling Boost of the Loyalty Program: up to 25% higher trading capital on newly purchased or activated virtually funded accounts, depending on the Tier reached through XP; the standard scaling program was retired on 21.01.2026 | — | |
| Maximum Risk Per Lot Trade Rule | yes Applies whenMaximum allowed risk on open trades: 3% of initial account balance, applied to a single trade idea | — | |
| Trade Manipulation Prohibited | yes | — | |
| Capital Exposure Limit Applies | yes Applies whenin virtually funded phase, combined with ProTrader | — | |
| Third-Party Expert Advisor Identical Trades Prohibition | yes Applies whenThird-party EAs producing the same or similar trades as other clients. | — | |
| Trade Coordination And Copy Trading Prohibition | yes | — | |
| Daily Reset Time | 00:00 UTC Applies whenNext-day daily loss floor resets from EOD balance at midnight (UTC +0) | — | |
| Overnight and Weekend Position Holding Restriction | not restricted Applies whenEvaluation and virtually funded accounts | — | |
| Trading Day Definition | Evaluation and virtually funded phases: a distinct server-time calendar day with an executed trade having a real market outcome; opening a trade counts even if left open, and an active trade across days counts each day. Applies whenAccounts purchased after 15.7.2026; ProTrader Swing follows the ProTrader trading day definition | — | |
| Hedging for Arbitrage Prohibition | yes Applies whenHedging arbitrage identified as not real trading | — | |
| Inactivity Reinstatement Offered | restricted Applies whenOnly for an account not activated within 30 calendar days (access suspended, renewal on request within 6 months); an account with no trade in any 30-day period is breached and closed | — | |
| Prohibited Strategy Consequence | The Company may close any and all trades, terminate any and all of your Fintokei demo accounts, and terminate any and all Contracts with immediate effect. Applies whenIn the event of Prohibited Trading | — | |
| HFT Holding Duration Threshold | 10 seconds | — | |
| Account Arbitrage Prohibition | yes Applies whenHedging across accounts is treated as system abuse | — | |
| Maximum Floating PnL Risk Limit | 3% Applies whenOpen trades with time overlap count as one group; exceeding it triggers warnings or Consistency Rules, not a breach Record notesinitial account balance | — | |
| Minimum Trading Days Applies | yes Applies whenAll StartTrader, SwiftTrader and ProTrader accounts | — | |
| Payout Method Threshold Amount | 10000 USD Applies whenThreshold for Walletory wallet-to-wallet instant payouts; above this threshold, payouts are sent within 1 business day | — | |
| Third-Party Account Payment Prohibition | yes Applies whenUnauthorized third-party payment for a challenge | — | |
| Weekend Trading Allowed | no Applies whenCrypto CFD instruments | — | |
| Consistency Rule May Reduce Leverage | yes Applies whenConsistency Rules may include a leverage reduction | — | |
| Consistency Rule May Apply Daily Profit Cap | yes Applies whenConsistency Rules may include a daily profit cap | — | |
| Account Rolling Prohibited | yes Applies whenAs one of the prohibited gambling practices listed | — | |
| Consistency Rule Track Record Appeal | yes Applies whenAfter 3-6 months of successful trading; need to request re-evaluation | — | |
| Consistency Rule Risk Cap | yes Applies whenUnder Consistency Rules risk on open trades capped at 1% | — | |
| Consistency Rule Leverage Reduction | yes Applies whenCR2 Consistency Rules | — | |
| Consistency Rule Profit Split Reduction | 30 percentage points Applies whenCR2 Consistency Rules | — | |
| KYC Required for Funded Account | yes Applies whenBefore proceeding to funded account | — | |
| Conditional Risk Reduction Applies | yes Applies whenAfter 3 warnings, or earlier if an unsustainable trading pattern is detected | — | |
| Consistency Rule May Reduce Performance Reward Ratio | yes Applies whenConsistency Rules may reduce Performance Reward ratio | — | |
| Maximum Aggregate Open Position Risk | 3% Applies whenGroup of open trades with time overlap Record notesinitial account balance | — | |
| Refund Option for Declining Consistency Rule Restrictions | yes Applies whenWhen flagged under potentially unsustainable trading patterns; trader requests immediate termination | — | |
| One Verified Profile Per Trader | yes | — | |
| Consistency Rule Loyalty Program Freeze | yes Applies whenCR2 Consistency Rules | — | |
| Consistency Rule Reassessment Period | 6 months Applies whenUpper bound of review period for applied Consistency Rule restrictions | — | |
| Consistency Rule Contest Exclusion | yes Applies whenCR2 Consistency Rules | — | |
| Scaled Balance Included in Initial Account Balance for Risk | yes Applies whenWhen scaling is achieved | — |
Tech & Platform
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Dashboard Analytics | yes | — | |
| Trading Platform | MetaTrader 5 | — | |
| Trading Platform | cTrader | — | |
| Trading Platform | TradingView | — | |
| Trading Platform | MetaTrader 4 | — |
Trust & Support
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Chat Support | yes Applies whenChat support hours: 09:00-17:00 CET | — | |
| No Payout Disputes | yes | — |
Terms & Legal
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Minimum Age Requirement | 18 years | — | |
| Restricted Jurisdictions | Afghanistan, Belarus, Cuba, India, Iran, Iraq, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, USA, Venezuela, Yemen, Bangladesh, China, Pakistan, Vietnam Applies whenCurrent service-access restrictions, including temporary restrictions; purchase-only restrictions are excluded. | — | |
| Video Interview Required | yes Applies whenOn request by Fintokei: face-to-face or online interview on KYC/KYB and the authenticity of the trading skill; response within 24 hours; failure to comply counts as a material breach of the contract | — | |
| Multiple Account Promotion Abuse Prohibition | yes Applies whenMultiple profiles / faked identity treated as system abuse | — | |
| Customer Support Channel Hours | 09:00 - 17:00 CET | — | |
| Information Liability Disclaimer | yes | — | |
| Non-Broker Status Statement | yes | — | |
| Country Restrictions Published | yes | — | |
| Disclaimer of Warranties | yes Applies whenTo the maximum extent permitted by mandatory law | — |
ProTrader
Company
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Firm Type | CFD | — | |
| Account Size | $5K – $400K | — | |
| Allocation | $400,000 | — |
Account & Funding
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Program Type | Two Step | — | |
| Drawdown Type | Static | — | |
| Daily Drawdown Type | Equity Based | — | |
| Time Period | Unlimited days | — | |
| Profit Split | 80% | — | |
| Profit Cap Applies | no Applies whenStandard conditions of the virtually funded ProTrader account; a daily profit cap applies only under Consistency Rules (CR2) | — | |
| First Payout Wait | 14 days Applies when14 days since the first trade placed | — | |
| Payout Interval | 14 days Applies whenVirtually funded account; at least 14 days since the last processed payout or the first trade Record notesdays | — | |
| Scaling Plan Available | yes Applies whenVia Fintokei Loyalty Program - Capital Scaling Boost | — | |
| Available to US Residents | no | — | |
| KYC Required for Payout | yes Applies whenEvery customer must complete the KYC / KYB verification process at some point; KYC may be exercised before receiving funded account or processing any Performance reward payout | — | |
| Live Account Path | no | — | |
| No Time Limit | yes | — |
Pricing & Cost
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Simulated Trading | yes | — | |
| Entry Fee Refundable | no Applies whenNo refund of the fee after passing or with a payout; refund only within two weeks of purchase before first access | — | |
| One-Time Evaluation Fee | yes | — | |
| Monthly Subscription Required | no Applies whenOne-time fee; no recurring charge | — | |
| Activation Fee Required | no Applies whenThe one-time fee is the only cost | — | |
| Market Data Fee Required | no Applies whenThe one-time fee is the only cost | — | |
| Monthly Fee Amount | 0 Applies whenNo monthly fee; one-time participation fee is the only cost | — | |
| Activation Fee Amount | 0 Applies whenNo activation fee; the one-time fee is the only cost | — |
Rules & Risk
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Target Phase 1 | 8% | — | |
| Target Phase 2 | 6% | — | |
| Minimum Trading Days | 3 days | — | |
| IP/Device Consistency Rule | yes | — | |
| VPN/VPS Restriction | yes Applies whenDuring KYC process | — | |
| Stop-Loss Required | no Applies whenStandard conditions; Stop Losses can be required when Consistency Rules are applied | — | |
| Hedging Allowed | yes | — | |
| Own-Account Copy Trading Allowed | yes Applies whentrader's own EA or automated system fully created and configured by them; or copying own trades across own prop/broker accounts | — | |
| Third-Party Copy Trading Allowed | no | — | |
| Scalping Allowed | yes Applies whenTick scalping (trades < 10s) limited to ≤10% of total lot volume AND ≤10% of total traded volume in USD | — | |
| Martingale Allowed | yes Applies whenTrader remains subject to Maximum Risk on open trades and Daily Loss Limit on challenges | — | |
| Weekend Holding Allowed | yes | — | |
| Automated Trading Allowed | yes Applies whenTrader must be the creator or full owner of the strategy and understand how it works; third-party commercial EAs, black-box systems, and third-party pass-evaluation services are not allowed | — | |
| Maximum Risk per Trade | 3% | — | |
| Position Size Limit Applies | yes | — | |
| Maximum Open Positions | 200 positions | — | |
| Single-Trade Limit Applies | yes Applies whenSingle trade closed at the Profit Target (one-trade achievement) is treated as gambling and may breach the account | — | |
| Minimum Trade Duration | 10 seconds Applies whenTrades lasting less than 10 seconds are considered tick scalping and prohibited | — | |
| Maximum Holding Duration Limit | no | — | |
| Inactivity Limit | 30 days Applies whenVirtually funded ProTrader account; no trade for 30 days closes the account Record notesdays | — | |
| High-Frequency Trading Allowed | no | — | |
| Latency Arbitrage Allowed | no | — | |
| Daily Loss Limit Applies | yes Applies whenEvaluation phases and virtually funded account; daily and maximum loss limits are monitored in parallel | — | |
| Evaluation Consistency Rule | yes Applies whenEvaluation phase; Profit Target may not be achieved in one trade or a few similar same-instrument trades within one day | — | |
| External Signals Allowed | restricted Applies whenManual execution of ideas inspired by others is allowed; no real-time syncing and no identical trades with other clients | — | |
| Funded/Payout Consistency Rule | no Applies whenStandard conditions of the virtually funded ProTrader account; a 40% best-day rule for payout eligibility applies only when imposed as a Consistency Rule restriction | — | |
| News Trading Allowed | yes | — | |
| Overnight Holding Allowed | yes Applies whenopen positions at midnight rollover are included in EOD Equity calculation | — | |
| Account Fee Refund Window | 14 days | — | |
| Account Selling Allowed | no Applies whenWithout express written permission by Fintokei | — | |
| Certain EA Types Restriction | yes Applies whenEAs or automated systems created to pass evaluations or exploit platform technical deficiencies. | — | |
| Copy Trading Rule | Prohibited: Copying trades from a signal provider, another trader, Telegram/Discord channel, or other trading social network; using same/similar strategy as mentor or third parties; using third-party EAs without individual configuration; following master accounts via mirroring/copier; copying reversed trades; letting third parties trade on your behalf | — | |
| Cross-Account Hedging Restriction | yes Applies whenHolding offsetting positions across multiple accounts, internal or external | — | |
| Dummy Trade Prohibition | yes | — | |
| EA Source Code Submission Requirement | yes Applies whenWhen Fintokei requests documentation or source code used to place trades on an account | — | |
| Evaluation/Challenge Requirement | yes Applies whenBoth ProTrader evaluation phases must be completed before funded-account access. | — | |
| Funded Account Daily Loss Limit | yes | — | |
| Funded Account Minimum Trading Days | 3 days | — | |
| Gap Trading Around News Events Restricted | no | — | |
| Leverage by Instrument Class | 100:1 on Forex, Gold & Silver; 50:1 on Indices; 20:1 on XPD & XPT, natural gas (NGAS) and crude oil WTI & Brent; 2:1 on BTCUSD / BTCJPY; 1:1 on all other cryptocurrency CFDs Applies whenProTrader (all phases), help centre leverage table | — | |
| Maximum Active Funded Allocation | 400,000 Applies whenProTrader and ProTrader Swing (combined) | — | |
| Maximum Daily Drawdown | 5% Applies whenProTrader; evaluation phases and virtually funded account | — | |
| Maximum Funded Account Size | 400,000 Applies whenLargest ProTrader account size | — | |
| Maximum Leverage | 1:100 Applies whenFX, Gold and Silver | — | |
| Maximum Loss Type | static Applies whenMaximum loss calculated from the starting capital; the same every day | — | |
| Maximum Overall Drawdown | 10% Applies whenProTrader; static Record notesstarting balance | — | |
| Minimum Trading Frequency Requirement | 1 days Applies whenVirtually funded ProTrader account; no volume requirement | — | |
| Multiple Accounts Allowed | yes Applies whenmultiple trading accounts under a single profile are permitted | — | |
| Multiple IP Address Trading Allowed | restricted Applies whenWhen occasional travel or personal VPS for stability | — | |
| No Arbitrage | yes Applies whenLatency arbitrage and hedging arbitrage are prohibited practices | — | |
| No Leverage on Cryptocurrency | no Applies whenCryptocurrency CFDs: BTCUSD / BTCJPY 2:1, other cryptocurrency CFDs 1:1; identical for StartTrader, SwiftTrader, ProTrader and ProTrader Swing | — | |
| No Refunds Policy | no Applies whenWithin two weeks of purchase; before MyFintokei access or first demo trade; request by email | — | |
| No Wait for First Payout | no Applies whenFirst payout request after at least 14 days since the first trade placed | — | |
| Overleveraging Prohibition | yes Applies whenIncludes overleveraging without a strategy as a prohibited gambling practice | — | |
| Payout Ratio | yes | — | |
| Profit Target Required | yes Applies whenProTrader evaluation phases 1 and 2 have profit targets of 8% and 6%. | — | |
| Scaling Plan Balance Increase Percentage | 25% Applies whenCapital Scaling Boost of the Loyalty Program, up to 25% depending on the Tier; only newly activated virtually funded accounts, not challenge phases; replaces the old scaling plan | — | |
| Scaling Profit Target Required | no | — | |
| Scaling Reward Ratio | 100% Applies whenLoyalty Program performance reward ratio boost (Loyalty Program replaced the old scaling plan); capped at 100% | — | |
| Short-Term Trade Frequency Limit | yes Applies whenTrades shorter than 10 seconds; more than 10% of lot volume and more than 10% of USD volume | — | |
| Starting Program Fee | 49 EUR | — | |
| System Error Exploitation Prohibition | yes | — | |
| Third-Party Copying of Trader's Trades Allowed | no | — | |
| Third-Party EA Allowed | restricted Applies whenthird-party EAs not created or controlled by the trader are prohibited; commercial or free EAs customized with the trader's own settings are allowed | — | |
| Tick Scalping Minimum Holding Time | 0.17 minutes Applies whenTrades shorter than 10 seconds count as tick scalping; accounts purchased on or after 6 May 2024 | — | |
| Time Limit Applies | no | — | |
| Trades Must Be Closed for Payout Request | yes Applies whenBefore requesting a performance reward withdrawal on the virtually funded account | — | |
| Withdrawal Frequency Restriction | yes | — | |
| Spread Type | variable | — | |
| Commission Per Lot - Indices | 0 Applies whenCFD indices (commission-free from 11 August 2025) | — | |
| Commission Per Lot - Metals | 6 Applies whenXAUUSD, XAGUSD, XPDUSD, XPTUSD: 6$; $3 one way ($6 round trip) per lot per the help centre | — | |
| Commission Per Lot - Crypto | 0 Applies whenCFD Cryptocurrencies (commission-free from 11 August 2025) | — | |
| Account Sharing Prohibition | yes Applies whenAccess to or management of a Fintokei demo account by another person or third party is prohibited. | — | |
| Profit Split Percentage | 80% Applies whenVirtually funded ProTrader account | — | |
| Payout Processing Time | 24 hours | — | |
| Minimum Withdrawal Amount | 100 Applies whenProTrader; 120 EUR/USD for 400,000 EUR ProTrader plans; 2,000 CZK or 20,000 JPY accounts | — | |
| Maximum Lots Per Trade | 1000 lots Applies whenPer instrument: 1000 lots on EURUSD/XAUUSD, 600 lots on US100; subject to free margin | — | |
| Withdrawal Profit Target Requirement | no Applies whenVirtually funded ProTrader account | — | |
| On-Demand Payout Allowed | restricted Applies whenInstant payouts on request once eligible: at least 14 days after the last payout or the first trade; SwiftTrader also needs the minimum profit per payout | — | |
| Overnight and Weekend Holding Allowed | yes | — | |
| Tick Scalping Prohibition | yes Applies whenTrades under 10 seconds are tick scalping; more than 10% of total lot volume AND more than 10% of total traded volume in USD from tick scalping trades triggers breach from the next day (after a first warning) | — | |
| News Trading Restriction Window | 0 minutes Applies whenTrading allowed before, during, and after high-impact news events; weekend holding permitted but exposes account to gap risk | — | |
| Coordinated Group Trading Allowed | no Applies whenHedging between accounts of multiple clients is prohibited | — | |
| Commission Per Lot - FX | 6 Applies whenFX pairs; $3 per side | — | |
| Equity Floor Rule | Breach is based on account equity at any moment: once equity falls under the max. daily loss limit or max. overall loss limit, the account is breached and closed immediately, without waiting for the end of the trading day | — | |
| Swap-Free Trading Status | no Applies whenSwap fees are charged or credited daily for positions held overnight | — | |
| Short-Term Transaction Share Limit | 10% Applies whenTrades shorter than 10 seconds; after a first warning; also 10% of total volume in USD | — | |
| Per-Trading-Idea Floating Loss Maximum | 3% Applies whenMaximum allowed risk on a Trade Idea at any time Record notesinitial account balance | — | |
| Refund Policy Statement | Refunds are available within two weeks of purchase if MyFintokei has not been accessed and no demo trade has been made, provided the request is emailed; after access or first trade, refunds are no longer available. | — | |
| Performance Reward Starting Percentage | 80% | — | |
| Maximum Risk Per Trading Idea | 3% Record notesinitial balance | — | |
| Performance Reward Ceiling | 100% | — | |
| Payout Eligibility Minimums | At least 14 days since the last successfully processed payout or since the first trade placed; at least 3 trading days; open trades closed before the request Applies whenVirtually funded account; the minimum of 3 trading days for a payout request comes from the help centre article on minimum trading days (15.7.2026) | — | |
| Software / AI / High-Speed Exploitation Prohibition | yes Applies whenProhibited: third-party services or EAs used to pass evaluations or exploit the platform; tick scalping; latency arbitrage; cross-account hedging. | — | |
| Scaling Plan Description | Capital Scaling Boost of the Loyalty Program: up to 25% higher trading capital on newly purchased or activated virtually funded accounts, depending on the Tier reached through XP; the standard scaling program was retired on 21.01.2026 | — | |
| Maximum Risk Per Lot Trade Rule | yes Applies whenAccount type: ProTrader | — | |
| Trade Manipulation Prohibited | yes | — | |
| Capital Exposure Limit Applies | yes Applies whenVirtually funded phase; ProTrader and ProTrader Swing combined | — | |
| Third-Party Expert Advisor Identical Trades Prohibition | yes Applies whenThird-party EAs producing the same or similar trades as other clients. | — | |
| Trade Coordination And Copy Trading Prohibition | yes | — | |
| Daily Reset Time | 00:00 UTC | — | |
| Overnight and Weekend Position Holding Restriction | not restricted Applies whenEvaluation and virtually funded accounts | — | |
| Trading Day Definition | Evaluation and virtually funded phases: a distinct server-time calendar day with an executed trade having a real market outcome; opening a trade counts even if left open, and an active trade across days counts each day. Applies whenAccounts purchased after 15.7.2026; evaluation and virtually funded phases. | — | |
| Hedging for Arbitrage Prohibition | yes Applies whenHedging arbitrage identified as not real trading | — | |
| Inactivity Reinstatement Offered | restricted Applies whenOnly for an account not activated within 30 calendar days (access suspended, renewal on request within 6 months); an account with no trade in any 30-day period is breached and closed | — | |
| Prohibited Strategy Consequence | The Company may close any and all trades, terminate any and all of your Fintokei demo accounts, and terminate any and all Contracts with immediate effect. Applies whenIn the event of Prohibited Trading | — | |
| HFT Holding Duration Threshold | 10 seconds | — | |
| Account Arbitrage Prohibition | yes Applies whenHedging across accounts is treated as system abuse | — | |
| Maximum Floating PnL Risk Limit | 3% Applies whenOpen trades with time overlap count as one group; exceeding it triggers warnings or Consistency Rules, not a breach Record notesinitial account balance | — | |
| Minimum Trading Days Applies | yes Applies whenProTrader program | — | |
| Payout Method Threshold Amount | 10000 USD Applies whenThreshold for Walletory wallet-to-wallet instant payouts; above this threshold, payouts are sent within 1 business day | — | |
| Third-Party Account Payment Prohibition | yes Applies whenUnauthorized third-party payment for a challenge | — | |
| Weekend Trading Allowed | no Applies whenCrypto CFD instruments | — | |
| Consistency Rule May Reduce Leverage | yes Applies whenConsistency Rules may include a leverage reduction | — | |
| Consistency Rule May Apply Daily Profit Cap | yes Applies whenConsistency Rules may include a daily profit cap | — | |
| Account Rolling Prohibited | yes Applies whenAs one of the prohibited gambling practices listed | — | |
| Consistency Rule Track Record Appeal | yes Applies whenAfter 3-6 months of successful trading; need to request re-evaluation | — | |
| Consistency Rule Risk Cap | yes Applies whenUnder Consistency Rules risk on open trades capped at 1% | — | |
| Consistency Rule Leverage Reduction | yes Applies whenCR2 Consistency Rules | — | |
| Consistency Rule Profit Split Reduction | 30 percentage points Applies whenCR2 Consistency Rules | — | |
| KYC Required for Funded Account | yes Applies whenBefore proceeding to funded account | — | |
| Conditional Risk Reduction Applies | yes Applies whenAfter 3 warnings, or earlier if an unsustainable trading pattern is detected | — | |
| Consistency Rule May Reduce Performance Reward Ratio | yes Applies whenConsistency Rules may reduce Performance Reward ratio | — | |
| Maximum Aggregate Open Position Risk | 3% Applies whenGroup of open trades with time overlap Record notesinitial account balance | — | |
| Refund Option for Declining Consistency Rule Restrictions | yes Applies whenWhen flagged under potentially unsustainable trading patterns; trader requests immediate termination | — | |
| One Verified Profile Per Trader | yes | — | |
| Consistency Rule Loyalty Program Freeze | yes Applies whenCR2 Consistency Rules | — | |
| Consistency Rule Reassessment Period | 6 months Applies whenUpper bound of review period for applied Consistency Rule restrictions | — | |
| Consistency Rule Contest Exclusion | yes Applies whenCR2 Consistency Rules | — | |
| Scaled Balance Included in Initial Account Balance for Risk | yes Applies whenWhen scaling is achieved | — |
Tech & Platform
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Dashboard Analytics | yes | — | |
| Trading Platform | MetaTrader 5 | — | |
| Trading Platform | cTrader | — | |
| Trading Platform | TradingView | — | |
| Trading Platform | MetaTrader 4 | — |
Trust & Support
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Chat Support | yes Applies whenChat support hours: 09:00-17:00 CET | — | |
| No Payout Disputes | yes | — |
Terms & Legal
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Minimum Age Requirement | 18 years | — | |
| Restricted Jurisdictions | Afghanistan, Belarus, Cuba, India, Iran, Iraq, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, USA, Venezuela, Yemen, Bangladesh, China, Pakistan, Vietnam Applies whenCurrent service-access restrictions, including temporary restrictions; purchase-only restrictions are excluded. | — | |
| Video Interview Required | yes Applies whenOn request by Fintokei: face-to-face or online interview on KYC/KYB and the authenticity of the trading skill; response within 24 hours; failure to comply counts as a material breach of the contract | — | |
| Multiple Account Promotion Abuse Prohibition | yes Applies whenMultiple profiles / faked identity treated as system abuse | — | |
| Customer Support Channel Hours | 09:00 - 17:00 CET | — | |
| Information Liability Disclaimer | yes | — | |
| Non-Broker Status Statement | yes | — | |
| Country Restrictions Published | yes | — | |
| Disclaimer of Warranties | yes Applies whenTo the maximum extent permitted by mandatory law | — |
SwiftTrader
Company
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Firm Type | CFD | — | |
| Account Size | $5K – $200K | — | |
| Allocation | $400,000 | — |
Account & Funding
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Program Type | One Step | — | |
| Drawdown Type | Static | — | |
| Daily Drawdown Type | Equity Based | — | |
| Time Period | 60 days | — | |
| Profit Split | 90% | — | |
| Profit Cap Applies | no Applies whenVirtually funded SwiftTrader account; the 3% daily profit cap applies to the evaluation phase only | — | |
| First Payout Wait | 14 days Applies when14 days since the first trade placed | — | |
| Payout Interval | 14 days Applies whenFor SwiftTrader accounts | — | |
| Scaling Plan Available | yes Applies whenVia Fintokei Loyalty Program - Capital Scaling Boost | — | |
| Available to US Residents | no | — | |
| KYC Required for Payout | yes Applies whenAfter passing challenge phase | — | |
| Live Account Path | no | — |
Pricing & Cost
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Simulated Trading | yes | — | |
| Entry Fee Refundable | no Applies whenNo refund of the fee after passing or with a payout; refund only within two weeks of purchase before first access | — | |
| One-Time Evaluation Fee | yes | — | |
| Monthly Subscription Required | no Applies whenOne-time fee; no recurring charge | — | |
| Activation Fee Required | no Applies whenThe one-time fee is the only cost | — | |
| Market Data Fee Required | no Applies whenThe one-time fee is the only cost | — | |
| Monthly Fee Amount | 0 Applies whenNo monthly fee; one-time participation fee is the only cost | — | |
| Activation Fee Amount | 0 Applies whenNo activation fee; the one-time fee is the only cost | — |
Rules & Risk
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Target Phase 1 | 6% Applies whenEvaluation phase | — | |
| Minimum Trading Days | 3 days Applies whenEvaluation phase | — | |
| IP/Device Consistency Rule | yes | — | |
| VPN/VPS Restriction | yes Applies whenDuring KYC process | — | |
| Stop-Loss Required | no Applies whenStandard conditions; Stop Losses can be required when Consistency Rules are applied | — | |
| Hedging Allowed | yes | — | |
| Own-Account Copy Trading Allowed | yes Applies whentrader's own EA or automated system fully created and configured by them; or copying own trades across own prop/broker accounts | — | |
| Third-Party Copy Trading Allowed | no | — | |
| Scalping Allowed | yes Applies whenTick scalping (trades < 10s) limited to ≤10% of total lot volume AND ≤10% of total traded volume in USD | — | |
| Martingale Allowed | yes Applies whenTrader remains subject to Maximum Risk on open trades and Daily Loss Limit on challenges | — | |
| Weekend Holding Allowed | yes | — | |
| Automated Trading Allowed | yes Applies whenTrader must be the creator or full owner of the strategy and understand how it works; third-party commercial EAs, black-box systems, and third-party pass-evaluation services are not allowed | — | |
| Maximum Risk per Trade | 3% Applies whenGlobal rule applies to all programs including SwiftTrader | — | |
| Position Size Limit Applies | yes | — | |
| Maximum Open Positions | 200 positions Applies whenOpen or pending orders held at once | — | |
| Single-Trade Limit Applies | yes Applies whenSingle trade closed at the Profit Target (one-trade achievement) is treated as gambling and may breach the account | — | |
| Minimum Trade Duration | 10 seconds Applies whenTrades lasting less than 10 seconds are considered tick scalping and prohibited | — | |
| Maximum Holding Duration Limit | no | — | |
| Inactivity Limit | 30 days Applies whenVirtually Funded SwiftTrader account Record notescalendar days | — | |
| High-Frequency Trading Allowed | no | — | |
| Latency Arbitrage Allowed | no | — | |
| Daily Loss Limit Applies | yes Applies whenEvaluation phase and virtually funded account; daily and maximum loss limits are monitored in parallel | — | |
| Evaluation Consistency Rule | yes Applies whenEvaluation phase only | — | |
| External Signals Allowed | restricted Applies whenManual execution of ideas inspired by others is allowed; no real-time syncing and no identical trades with other clients | — | |
| Funded/Payout Consistency Rule | no Applies whenStandard conditions of the virtually funded SwiftTrader account; a 40% best-day rule for payout eligibility applies only when imposed as a Consistency Rule restriction | — | |
| News Trading Allowed | yes | — | |
| Overnight Holding Allowed | yes | — | |
| Account Fee Refund Window | 14 days | — | |
| Account Selling Allowed | no Applies whenWithout express written permission by Fintokei | — | |
| Certain EA Types Restriction | yes Applies whenEAs or automated systems created to pass evaluations or exploit platform technical deficiencies. | — | |
| Copy Trading Rule | Prohibited: Copying trades from a signal provider, another trader, Telegram/Discord channel, or other trading social network; using same/similar strategy as mentor or third parties; using third-party EAs without individual configuration; following master accounts via mirroring/copier; copying reversed trades; letting third parties trade on your behalf | — | |
| Cross-Account Hedging Restriction | yes Applies whenHolding offsetting positions across multiple accounts, internal or external | — | |
| Daily Profit Cap | 3% Applies whenEvaluation phase only | — | |
| Dummy Trade Prohibition | yes | — | |
| EA Source Code Submission Requirement | yes Applies whenWhen Fintokei requests documentation or source code used to place trades on an account | — | |
| Evaluation/Challenge Requirement | yes Applies whenThe single SwiftTrader evaluation phase must be passed before funded-account access. | — | |
| Funded Account Daily Loss Limit | yes Applies whenSwiftTrader daily loss limit | — | |
| Funded Account Minimum Trading Days | 3 days Applies whenSwiftTrader accounts purchased after 15.7.2026 | — | |
| Gap Trading Around News Events Restricted | no | — | |
| Leverage by Instrument Class | 25:1 on Forex, Gold & Silver; 20:1 on Indices; 10:1 on XPD & XPT, natural gas (NGAS) and crude oil WTI & Brent; 2:1 on BTCUSD / BTCJPY; 1:1 on all other cryptocurrency CFDs Applies whenSwiftTrader (all phases), help centre leverage table | — | |
| Maximum Active Funded Allocation | 200,000 Applies whenSwiftTrader Record notesinitial balance | — | |
| Maximum Daily Drawdown | 2% Applies whenSwiftTrader accounts purchased after 15.7.2026; evaluation phase and virtually funded account Record notesequity | — | |
| Maximum Funded Account Size | 200,000 Applies whenLargest SwiftTrader account size | — | |
| Maximum Leverage | 1:25 Applies whenSwiftTrader (all phases); Forex, Gold & Silver 25:1, Indices 20:1, XPD & XPT, natural gas and crude oil 10:1, BTCUSD / BTCJPY 2:1, other cryptocurrency CFDs 1:1 | — | |
| Maximum Loss Type | static Applies whenMaximum loss calculated from the starting capital; the same every day | — | |
| Maximum Overall Drawdown | 3% Applies whenSwiftTrader accounts purchased after 15.7.2026; static; evaluation phase and virtually funded account Record notesstarting balance | — | |
| Minimum Realized Profit for Payout | 150 Applies whenSwiftTrader accounts purchased after 15.7.2026; $5,000 starting capital | — | |
| Minimum Trading Frequency Requirement | 1 days Applies whenSwiftTrader account; no volume requirement | — | |
| Multiple Accounts Allowed | yes Applies whenmultiple trading accounts under a single profile are permitted | — | |
| Multiple IP Address Trading Allowed | restricted Applies whenWhen occasional travel or personal VPS for stability | — | |
| No Arbitrage | yes Applies whenLatency arbitrage and hedging arbitrage are prohibited practices | — | |
| No Leverage on Cryptocurrency | no Applies whenCrypto CFD instruments only; listed BTC contracts use 2:1 leverage and all other cryptocurrency CFDs use 1:1. | — | |
| No Refunds Policy | no Applies whenWithin two weeks of purchase; before MyFintokei access or first demo trade; request by email | — | |
| No Wait for First Payout | no Applies whenFirst payout request after at least 14 days since the first trade placed | — | |
| Overleveraging Prohibition | yes Applies whenIncludes overleveraging without a strategy as a prohibited gambling practice | — | |
| Payout Ratio | yes Applies whenSwiftTrader accounts purchased after 15.7.2026 | — | |
| Profit Target Required | yes Applies whenSwiftTrader evaluation phase 1 has a 6% profit target. | — | |
| Scaling Plan Balance Increase Percentage | 25% Applies whenCapital Scaling Boost of the Loyalty Program, up to 25% depending on the Tier; only newly activated virtually funded accounts, not challenge phases; replaces the old scaling plan | — | |
| Scaling Profit Target Required | no | — | |
| Scaling Reward Ratio | 100% Applies whenLoyalty Program performance reward ratio boost (Loyalty Program replaced the old scaling plan); capped at 100% | — | |
| Short-Term Trade Frequency Limit | yes Applies whenTrades shorter than 10 seconds; more than 10% of lot volume and more than 10% of USD volume | — | |
| Starting Program Fee | 44 EUR | — | |
| System Error Exploitation Prohibition | yes | — | |
| Third-Party Copying of Trader's Trades Allowed | no | — | |
| Third-Party EA Allowed | restricted Applies whenthird-party EAs not created or controlled by the trader are prohibited; commercial or free EAs customized with the trader's own settings are allowed | — | |
| Tick Scalping Minimum Holding Time | 0.17 minutes Applies whenTrades shorter than 10 seconds count as tick scalping; accounts purchased on or after 6 May 2024 | — | |
| Time Limit Applies | yes | — | |
| Trades Must Be Closed for Payout Request | yes Applies whenFor SwiftTrader accounts | — | |
| Trading Period Limit | 60 days Applies whenEvaluation phase; SwiftTrader accounts purchased after 15.7.2026 Record notesdays | — | |
| Withdrawal Frequency Restriction | yes | — | |
| Spread Type | variable | — | |
| Commission Per Lot - Indices | 0 Applies whenCFD indices (commission-free from 11 August 2025) | — | |
| Commission Per Lot - Metals | 6 Applies whenXAUUSD, XAGUSD, XPDUSD, XPTUSD: 6$; $3 one way ($6 round trip) per lot per the help centre | — | |
| Commission Per Lot - Crypto | 0 Applies whenCFD Cryptocurrencies (commission-free from 11 August 2025) | — | |
| Account Sharing Prohibition | yes Applies whenAccess to or management of a Fintokei demo account by another person or third party is prohibited. | — | |
| Profit Split Percentage | 90% Applies whenSwiftTrader accounts purchased after 15.7.2026 | — | |
| Payout Processing Time | 24 hours | — | |
| Maximum Lots Per Trade | 1000 lots Applies whenPer instrument: 1000 lots on EURUSD/XAUUSD, 600 lots on US100; subject to free margin | — | |
| Withdrawal Profit Target Requirement | yes | — | |
| On-Demand Payout Allowed | restricted Applies whenInstant payouts on request once eligible: at least 14 days after the last payout or the first trade; SwiftTrader also needs the minimum profit per payout | — | |
| Overnight and Weekend Holding Allowed | yes | — | |
| Tick Scalping Prohibition | yes Applies whenTrades under 10 seconds are tick scalping; more than 10% of total lot volume AND more than 10% of total traded volume in USD from tick scalping trades triggers breach from the next day (after a first warning) | — | |
| News Trading Restriction Window | 0 minutes Applies whenTrading allowed before, during, and after high-impact news events; weekend holding permitted but exposes account to gap risk | — | |
| Coordinated Group Trading Allowed | no Applies whenHedging between accounts of multiple clients is prohibited | — | |
| Commission Per Lot - FX | 6 Applies whenFX pairs; $3 per side | — | |
| Equity Floor Rule | Breach is based on account equity at any moment: once equity falls under the max. daily loss limit or max. overall loss limit, the account is breached and closed immediately, without waiting for the end of the trading day | — | |
| Swap-Free Trading Status | no Applies whenSwap fees are charged or credited daily for positions held overnight | — | |
| Short-Term Transaction Share Limit | 10% Applies whenTrades shorter than 10 seconds; after a first warning; also 10% of total volume in USD | — | |
| Per-Trading-Idea Floating Loss Maximum | 3% Applies whenMaximum allowed risk on a Trade Idea at any time Record notesinitial account balance | — | |
| Refund Policy Statement | Refunds are available within two weeks of purchase if MyFintokei has not been accessed and no demo trade has been made, provided the request is emailed; after access or first trade, refunds are no longer available. | — | |
| Performance Reward Starting Percentage | 90% | — | |
| Maximum Risk Per Trading Idea | 3% | — | |
| Performance Reward Ceiling | 100% | — | |
| Payout Eligibility Minimums | Minimum profit for payout of 3% or more from the initial balance; at least 14 days since the last withdrawal or since the first trade placed; at least 3 trading days; open trades closed before the request Applies whenVirtually funded SwiftTrader account; 3 trading days for accounts purchased after 15.7.2026 (before: 5), per the SwiftTrader rules article | — | |
| Software / AI / High-Speed Exploitation Prohibition | yes Applies whenProhibited: third-party services or EAs used to pass evaluations or exploit the platform; tick scalping; latency arbitrage; cross-account hedging. | — | |
| Scaling Plan Description | Capital Scaling Boost of the Loyalty Program: up to 25% higher trading capital on newly purchased or activated virtually funded accounts, depending on the Tier reached through XP; the standard scaling program was retired on 21.01.2026 | — | |
| Maximum Risk Per Lot Trade Rule | yes | — | |
| Trade Manipulation Prohibited | yes | — | |
| Capital Exposure Limit Applies | yes Applies whenin virtually funded phase | — | |
| Third-Party Expert Advisor Identical Trades Prohibition | yes Applies whenThird-party EAs producing the same or similar trades as other clients. | — | |
| Trade Coordination And Copy Trading Prohibition | yes | — | |
| Minimum Profit Requirement Before Payout | 3% | — | |
| Daily Reset Time | 00:00 UTC | — | |
| Overnight and Weekend Position Holding Restriction | not restricted Applies whenEvaluation and virtually funded accounts | — | |
| Trading Day Definition | Evaluation and virtually funded phases: a distinct server-time calendar day with an executed trade having a real market outcome; opening a trade counts even if left open, and an active trade across days counts each day. Applies whenAccounts purchased after 15.7.2026; evaluation and virtually funded phases. | — | |
| Hedging for Arbitrage Prohibition | yes Applies whenHedging arbitrage identified as not real trading | — | |
| Inactivity Reinstatement Offered | restricted Applies whenOnly for an account not activated within 30 calendar days (access suspended, renewal on request within 6 months); an account with no trade in any 30-day period is breached and closed | — | |
| Prohibited Strategy Consequence | The Company may close any and all trades, terminate any and all of your Fintokei demo accounts, and terminate any and all Contracts with immediate effect. Applies whenIn the event of Prohibited Trading | — | |
| HFT Holding Duration Threshold | 10 seconds | — | |
| Account Arbitrage Prohibition | yes Applies whenHedging across accounts is treated as system abuse | — | |
| Maximum Floating PnL Risk Limit | 3% Applies whenOpen trades with time overlap count as one group; exceeding it triggers warnings or Consistency Rules, not a breach Record notesinitial account balance | — | |
| Minimum Trading Days Applies | yes Applies whenEvaluation phase | — | |
| Payout Method Threshold Amount | 10000 USD Applies whenThreshold for Walletory wallet-to-wallet instant payouts; above this threshold, payouts are sent within 1 business day | — | |
| Third-Party Account Payment Prohibition | yes Applies whenUnauthorized third-party payment for a challenge | — | |
| Weekend Trading Allowed | no Applies whenCrypto CFD instruments | — | |
| Consistency Rule May Reduce Leverage | yes Applies whenConsistency Rules may include a leverage reduction | — | |
| Consistency Rule May Apply Daily Profit Cap | yes Applies whenConsistency Rules may include a daily profit cap | — | |
| Account Rolling Prohibited | yes Applies whenAs one of the prohibited gambling practices listed | — | |
| Consistency Rule Track Record Appeal | yes Applies whenAfter 3-6 months of successful trading; need to request re-evaluation | — | |
| Consistency Rule Risk Cap | yes Applies whenUnder Consistency Rules risk on open trades capped at 1% | — | |
| Consistency Rule Leverage Reduction | yes Applies whenCR2 Consistency Rules | — | |
| Consistency Rule Profit Split Reduction | 30 percentage points Applies whenCR2 Consistency Rules | — | |
| KYC Required for Funded Account | yes Applies whenBefore proceeding to funded account | — | |
| Conditional Risk Reduction Applies | yes Applies whenAfter 3 warnings, or earlier if an unsustainable trading pattern is detected | — | |
| Consistency Rule May Reduce Performance Reward Ratio | yes Applies whenConsistency Rules may reduce Performance Reward ratio | — | |
| Maximum Aggregate Open Position Risk | 3% Applies whenGroup of open trades with time overlap Record notesinitial account balance | — | |
| Refund Option for Declining Consistency Rule Restrictions | yes Applies whenWhen flagged under potentially unsustainable trading patterns; trader requests immediate termination | — | |
| One Verified Profile Per Trader | yes | — | |
| Consistency Rule Loyalty Program Freeze | yes Applies whenCR2 Consistency Rules | — | |
| Consistency Rule Reassessment Period | 6 months Applies whenUpper bound of review period for applied Consistency Rule restrictions | — | |
| Consistency Rule Contest Exclusion | yes Applies whenCR2 Consistency Rules | — | |
| Scaled Balance Included in Initial Account Balance for Risk | yes Applies whenWhen scaling is achieved | — |
Tech & Platform
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Dashboard Analytics | yes | — | |
| Trading Platform | MetaTrader 5 | — | |
| Trading Platform | cTrader | — | |
| Trading Platform | TradingView | — | |
| Trading Platform | MetaTrader 4 | — |
Trust & Support
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Chat Support | yes Applies whenChat support hours: 09:00-17:00 CET | — | |
| No Payout Disputes | yes | — |
Terms & Legal
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Minimum Age Requirement | 18 years | — | |
| Restricted Jurisdictions | Afghanistan, Belarus, Cuba, India, Iran, Iraq, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, USA, Venezuela, Yemen, Bangladesh, China, Pakistan, Vietnam Applies whenCurrent service-access restrictions, including temporary restrictions; purchase-only restrictions are excluded. | — | |
| Video Interview Required | yes Applies whenOn request by Fintokei: face-to-face or online interview on KYC/KYB and the authenticity of the trading skill; response within 24 hours; failure to comply counts as a material breach of the contract | — | |
| Multiple Account Promotion Abuse Prohibition | yes Applies whenMultiple profiles / faked identity treated as system abuse | — | |
| Customer Support Channel Hours | 09:00 - 17:00 CET | — | |
| Information Liability Disclaimer | yes | — | |
| Non-Broker Status Statement | yes | — | |
| Country Restrictions Published | yes | — | |
| Disclaimer of Warranties | yes Applies whenTo the maximum extent permitted by mandatory law | — |
StartTrader
Company
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Firm Type | CFD | — | |
| Account Size | $5K – $100K | — | |
| Allocation | $400,000 | — |
Account & Funding
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Program Type | Three Step | — | |
| Drawdown Type | Static | — | |
| Daily Drawdown Type | Equity Based | — | |
| Time Period | 180 days | — | |
| Profit Split | 50% | — | |
| Profit Cap Applies | yes Applies whenVirtually funded StartTrader account: daily profit capped at 1% of the starting balance (soft breach: open trades closed, trading paused until midnight UTC) Record notesstarting balance | — | |
| First Payout Wait | 14 days Applies when14 days since the first trade placed | — | |
| Payout Interval | 14 days Applies whenVirtually funded account; at least 14 days since the last processed payout or the first trade Record notesdays | — | |
| Scaling Plan Available | yes Applies whenVia Fintokei Loyalty Program - Capital Scaling Boost | — | |
| Available to US Residents | no | — | |
| KYC Required for Payout | yes Applies whenAfter passing Phase 3, before becoming a professional trader | — | |
| Live Account Path | no | — |
Pricing & Cost
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Simulated Trading | yes Applies whenAccount type: ProTrader, ProTrader Swing, SwiftTrader and StartTrader accounts | — | |
| Entry Fee Refundable | no Applies whenNo refund of the fee after passing or with a payout; refund only within two weeks of purchase before first access | — | |
| One-Time Evaluation Fee | yes | — | |
| Monthly Subscription Required | no Applies whenOne-time fee; no recurring charge | — | |
| Activation Fee Required | no Applies whenThe one-time fee is the only cost | — | |
| Market Data Fee Required | no Applies whenThe one-time fee is the only cost | — | |
| Monthly Fee Amount | 0 Applies whenNo monthly fee; one-time participation fee is the only cost | — | |
| Activation Fee Amount | 0 Applies whenNo activation fee; the one-time fee is the only cost | — |
Rules & Risk
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Target Phase 1 | 2% | — | |
| Target Phase 2 | 3% | — | |
| Target Phase 3 | 6% | — | |
| Minimum Trading Days | 3 days Applies whenStartTrader program | — | |
| IP/Device Consistency Rule | yes | — | |
| VPN/VPS Restriction | yes Applies whenDuring KYC process | — | |
| Stop-Loss Required | no Applies whenStandard conditions; Stop Losses can be required when Consistency Rules are applied | — | |
| Hedging Allowed | yes | — | |
| Own-Account Copy Trading Allowed | yes Applies whentrader's own EA or automated system fully created and configured by them; or copying own trades across own prop/broker accounts | — | |
| Third-Party Copy Trading Allowed | no | — | |
| Scalping Allowed | yes Applies whenTick scalping (trades < 10s) limited to ≤10% of total lot volume AND ≤10% of total traded volume in USD | — | |
| Martingale Allowed | yes Applies whenTrader remains subject to Maximum Risk on open trades and Daily Loss Limit on challenges | — | |
| Weekend Holding Allowed | yes | — | |
| Automated Trading Allowed | yes Applies whenTrader must be the creator or full owner of the strategy and understand how it works; third-party commercial EAs, black-box systems, and third-party pass-evaluation services are not allowed | — | |
| Maximum Risk per Trade | 3% | — | |
| Position Size Limit Applies | yes | — | |
| Maximum Open Positions | 200 positions Applies whenOpen or pending orders held at once | — | |
| Single-Trade Limit Applies | yes Applies whenSingle trade closed at the Profit Target (one-trade achievement) is treated as gambling and may breach the account | — | |
| Minimum Trade Duration | 10 seconds Applies whenTrades lasting less than 10 seconds are considered tick scalping and prohibited | — | |
| Maximum Holding Duration Limit | no | — | |
| Inactivity Limit | 30 days Applies whenStartTrader funded account | — | |
| High-Frequency Trading Allowed | no | — | |
| Latency Arbitrage Allowed | no | — | |
| Daily Loss Limit Applies | yes Applies whenEvaluation phases and virtually funded account; daily and maximum loss limits are monitored in parallel | — | |
| Evaluation Consistency Rule | yes Applies whenEvaluation phases 1 to 3: max 40% of the Profit Target from 1 day | — | |
| External Signals Allowed | restricted Applies whenManual execution of ideas inspired by others is allowed; no real-time syncing and no identical trades with other clients | — | |
| Funded/Payout Consistency Rule | yes Applies whenStartTrader accounts purchased from 19.12.2024; DPR active; funded account or payout cycle | — | |
| News Trading Allowed | yes | — | |
| Overnight Holding Allowed | yes | — | |
| Account Fee Refund Window | 14 days | — | |
| Account Selling Allowed | no Applies whenWithout express written permission by Fintokei | — | |
| Certain EA Types Restriction | yes Applies whenEAs or automated systems created to pass evaluations or exploit platform technical deficiencies. | — | |
| Copy Trading Rule | Prohibited: Copying trades from a signal provider, another trader, Telegram/Discord channel, or other trading social network; using same/similar strategy as mentor or third parties; using third-party EAs without individual configuration; following master accounts via mirroring/copier; copying reversed trades; letting third parties trade on your behalf | — | |
| Cross-Account Hedging Restriction | yes Applies whenHolding offsetting positions across multiple accounts, internal or external | — | |
| Daily Profit Cap | 1% Applies whenVirtually Funded Phase Record notesstarting balance | — | |
| Dummy Trade Prohibition | yes | — | |
| EA Source Code Submission Requirement | yes Applies whenWhen Fintokei requests documentation or source code used to place trades on an account | — | |
| Evaluation/Challenge Requirement | yes Applies whenAll three StartTrader evaluation phases must be completed before funded-account access. | — | |
| Funded Account Daily Loss Limit | yes Applies whenStartTrader daily loss limit | — | |
| Funded Account Minimum Trading Days | 3 days | — | |
| Gap Trading Around News Events Restricted | no | — | |
| Leverage by Instrument Class | 25:1 on Forex, Gold & Silver; 20:1 on Indices; 10:1 on XPD & XPT, natural gas (NGAS) and crude oil WTI & Brent; 2:1 on BTCUSD / BTCJPY; 1:1 on all other cryptocurrency CFDs Applies whenStartTrader (all phases), help centre leverage table; StartTrader column equals the ProTrader Swing column | — | |
| Maximum Active Funded Allocation | 100,000 | — | |
| Maximum Daily Drawdown | 3% Applies whenStartTrader account | — | |
| Maximum Funded Account Size | 100,000 Applies whenLargest StartTrader account size | — | |
| Maximum Leverage | 1:25 Applies whenStartTrader demo accounts | — | |
| Maximum Loss Type | static Applies whenMaximum loss calculated from the starting capital; the same every day | — | |
| Maximum Overall Drawdown | 6% Applies whenStartTrader account Record notesstarting balance | — | |
| Minimum Trading Frequency Requirement | 1 days Applies whenVirtually funded StartTrader account; no volume requirement | — | |
| Multiple Accounts Allowed | yes Applies whenmultiple trading accounts under a single profile are permitted | — | |
| Multiple IP Address Trading Allowed | restricted Applies whenWhen occasional travel or personal VPS for stability | — | |
| No Arbitrage | yes Applies whenLatency arbitrage and hedging arbitrage are prohibited practices | — | |
| No Leverage on Cryptocurrency | no Applies whenCryptocurrency CFDs: BTCUSD / BTCJPY 2:1, other cryptocurrency CFDs 1:1; identical for StartTrader, SwiftTrader, ProTrader and ProTrader Swing | — | |
| No Refunds Policy | no Applies whenWithin two weeks of purchase; before MyFintokei access or first demo trade; request by email | — | |
| No Wait for First Payout | no Applies whenFirst payout request after at least 14 days since the first trade placed | — | |
| Overleveraging Prohibition | yes Applies whenIncludes overleveraging without a strategy as a prohibited gambling practice | — | |
| Payout Ratio | yes | — | |
| Profit Target Required | yes Applies whenStartTrader evaluation phases 1, 2 and 3 have profit targets of 2%, 3% and 6%. | — | |
| Scaling Plan Balance Increase Percentage | 25% Applies whenCapital Scaling Boost of the Loyalty Program, up to 25% depending on the Tier; only newly activated virtually funded accounts, not challenge phases; replaces the old scaling plan | — | |
| Scaling Profit Target Required | no | — | |
| Scaling Reward Ratio | 100% Applies whenLoyalty Program performance reward ratio boost (Loyalty Program replaced the old scaling plan); capped at 100% | — | |
| Short-Term Trade Frequency Limit | yes Applies whenTrades shorter than 10 seconds; more than 10% of lot volume and more than 10% of USD volume | — | |
| Starting Program Fee | 44 EUR | — | |
| System Error Exploitation Prohibition | yes | — | |
| Third-Party Copying of Trader's Trades Allowed | no | — | |
| Third-Party EA Allowed | restricted Applies whenthird-party EAs not created or controlled by the trader are prohibited; commercial or free EAs customized with the trader's own settings are allowed | — | |
| Tick Scalping Minimum Holding Time | 0.17 minutes Applies whenTrades shorter than 10 seconds count as tick scalping; accounts purchased on or after 6 May 2024 | — | |
| Time Limit Applies | yes Applies whenEach evaluation phase; the virtually funded StartTrader account has no time limit | — | |
| Trades Must Be Closed for Payout Request | yes Applies whenBefore requesting a performance reward withdrawal on the virtually funded account | — | |
| Trading Period Limit | 180 days Applies whenEach evaluation phase; the virtually funded StartTrader account has no time limit Record notesdays | — | |
| Withdrawal Frequency Restriction | yes | — | |
| Spread Type | variable | — | |
| Commission Per Lot - Indices | 0 Applies whenCFD indices (commission-free from 11 August 2025) | — | |
| Commission Per Lot - Metals | 6 Applies whenXAUUSD, XAGUSD, XPDUSD, XPTUSD: 6$; $3 one way ($6 round trip) per lot per the help centre | — | |
| Commission Per Lot - Crypto | 0 Applies whenCFD Cryptocurrencies (commission-free from 11 August 2025) | — | |
| Account Sharing Prohibition | yes Applies whenAccess to or management of a Fintokei demo account by another person or third party is prohibited. | — | |
| Profit Split Percentage | 50% Applies whenDynamic Performance Reward for StartTrader accounts bought from 19.12.2024: 50 to 100% depending on trading behaviour | — | |
| Payout Processing Time | 24 hours | — | |
| Minimum Withdrawal Amount | 100 Applies whenStartTrader; 2,000 CZK or 20,000 JPY accounts | — | |
| Maximum Lots Per Trade | 1000 lots Applies whenPer instrument: 1000 lots on EURUSD/XAUUSD, 600 lots on US100; subject to free margin | — | |
| Withdrawal Profit Target Requirement | no Applies whenVirtually funded StartTrader account | — | |
| On-Demand Payout Allowed | restricted Applies whenInstant payouts on request once eligible: at least 14 days after the last payout or the first trade; SwiftTrader also needs the minimum profit per payout | — | |
| Overnight and Weekend Holding Allowed | yes | — | |
| Tick Scalping Prohibition | yes Applies whenTrades under 10 seconds are tick scalping; more than 10% of total lot volume AND more than 10% of total traded volume in USD from tick scalping trades triggers breach from the next day (after a first warning) | — | |
| News Trading Restriction Window | 0 minutes Applies whenTrading allowed before, during, and after high-impact news events; weekend holding permitted but exposes account to gap risk | — | |
| Consistency Rule Percentage Limit | 40% Applies whenApplies to StartTrader challenge phases 1-3; funded phase uses 1% limit | — | |
| Coordinated Group Trading Allowed | no Applies whenHedging between accounts of multiple clients is prohibited | — | |
| Commission Per Lot - FX | 6 Applies whenFX pairs; $3 per side | — | |
| Equity Floor Rule | Breach is based on account equity at any moment: once equity falls under the max. daily loss limit or max. overall loss limit, the account is breached and closed immediately, without waiting for the end of the trading day | — | |
| Swap-Free Trading Status | no Applies whenSwap fees are charged or credited daily for positions held overnight | — | |
| Short-Term Transaction Share Limit | 10% Applies whenTrades shorter than 10 seconds; after a first warning; also 10% of total volume in USD | — | |
| Per-Trading-Idea Floating Loss Maximum | 3% Applies whenMaximum allowed risk on a Trade Idea at any time Record notesinitial account balance | — | |
| Refund Policy Statement | Refunds are available within two weeks of purchase if MyFintokei has not been accessed and no demo trade has been made, provided the request is emailed; after access or first trade, refunds are no longer available. | — | |
| Performance Reward Starting Percentage | 50% Applies whenStartTrader program with DPR (accounts purchased from 19.12.2024) | — | |
| Maximum Risk Per Trading Idea | 3% Applies whenGlobal maximum allowed risk on open trades | — | |
| Performance Reward Ceiling | 100% Applies whenStartTrader accounts with purchase date from 19.12.2024 (DPR-active) | — | |
| Payout Eligibility Minimums | At least 14 days since the last successfully processed payout or since the first trade placed; at least 3 trading days; open trades closed before the request Applies whenVirtually funded account; the minimum of 3 trading days for a payout request comes from the help centre article on minimum trading days (15.7.2026) | — | |
| Software / AI / High-Speed Exploitation Prohibition | yes Applies whenProhibited: third-party services or EAs used to pass evaluations or exploit the platform; tick scalping; latency arbitrage; cross-account hedging. | — | |
| Scaling Plan Description | Capital Scaling Boost of the Loyalty Program: up to 25% higher trading capital on newly purchased or activated virtually funded accounts, depending on the Tier reached through XP; the standard scaling program was retired on 21.01.2026 | — | |
| Maximum Risk Per Lot Trade Rule | yes | — | |
| Trade Manipulation Prohibited | yes | — | |
| Capital Exposure Limit Applies | yes Applies whenin virtually funded phase | — | |
| Third-Party Expert Advisor Identical Trades Prohibition | yes Applies whenThird-party EAs producing the same or similar trades as other clients. | — | |
| Trade Coordination And Copy Trading Prohibition | yes | — | |
| Daily Reset Time | 00:00 UTC | — | |
| Overnight and Weekend Position Holding Restriction | not restricted Applies whenEvaluation and virtually funded accounts | — | |
| Trading Day Definition | Evaluation phases: a day on which at least one trade was opened Applies whenStartTrader rules article (updated 09.10.2026); the older general article on minimum trading days (15.7.2026) also counts days on which an opened trade stays active and applies the rule to payout requests on the virtually funded account | — | |
| Hedging for Arbitrage Prohibition | yes Applies whenHedging arbitrage identified as not real trading | — | |
| Inactivity Reinstatement Offered | restricted Applies whenOnly for an account not activated within 30 calendar days (access suspended, renewal on request within 6 months); an account with no trade in any 30-day period is breached and closed | — | |
| Prohibited Strategy Consequence | The Company may close any and all trades, terminate any and all of your Fintokei demo accounts, and terminate any and all Contracts with immediate effect. Applies whenIn the event of Prohibited Trading | — | |
| HFT Holding Duration Threshold | 10 seconds | — | |
| Account Arbitrage Prohibition | yes Applies whenHedging across accounts is treated as system abuse | — | |
| Maximum Floating PnL Risk Limit | 3% Applies whenOpen trades with time overlap count as one group; exceeding it triggers warnings or Consistency Rules, not a breach Record notesinitial account balance | — | |
| Minimum Trading Days Applies | yes Applies whenStartTrader program | — | |
| Payout Method Threshold Amount | 10000 USD Applies whenThreshold for Walletory wallet-to-wallet instant payouts; above this threshold, payouts are sent within 1 business day | — | |
| Third-Party Account Payment Prohibition | yes Applies whenUnauthorized third-party payment for a challenge | — | |
| Weekend Trading Allowed | no Applies whenCrypto CFD instruments | — | |
| Consistency Rule May Reduce Leverage | yes Applies whenConsistency Rules may include a leverage reduction | — | |
| Consistency Rule May Apply Daily Profit Cap | yes Applies whenConsistency Rules may include a daily profit cap | — | |
| Account Rolling Prohibited | yes Applies whenAs one of the prohibited gambling practices listed | — | |
| Consistency Rule Track Record Appeal | yes Applies whenAfter 3-6 months of successful trading; need to request re-evaluation | — | |
| Consistency Rule Risk Cap | yes Applies whenUnder Consistency Rules risk on open trades capped at 1% | — | |
| Consistency Rule Leverage Reduction | yes Applies whenCR2 Consistency Rules | — | |
| Consistency Rule Profit Split Reduction | 30 percentage points Applies whenCR2 Consistency Rules | — | |
| KYC Required for Funded Account | yes Applies whenBefore proceeding to funded account | — | |
| Conditional Risk Reduction Applies | yes Applies whenAfter 3 warnings, or earlier if an unsustainable trading pattern is detected | — | |
| Consistency Rule May Reduce Performance Reward Ratio | yes Applies whenConsistency Rules may reduce Performance Reward ratio | — | |
| Maximum Aggregate Open Position Risk | 3% Applies whenGroup of open trades with time overlap Record notesinitial account balance | — | |
| Refund Option for Declining Consistency Rule Restrictions | yes Applies whenWhen flagged under potentially unsustainable trading patterns; trader requests immediate termination | — | |
| One Verified Profile Per Trader | yes | — | |
| Consistency Rule Loyalty Program Freeze | yes Applies whenCR2 Consistency Rules | — | |
| Consistency Rule Reassessment Period | 6 months Applies whenUpper bound of review period for applied Consistency Rule restrictions | — | |
| Consistency Rule Contest Exclusion | yes Applies whenCR2 Consistency Rules | — | |
| Scaled Balance Included in Initial Account Balance for Risk | yes Applies whenWhen scaling is achieved | — |
Tech & Platform
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Dashboard Analytics | yes | — | |
| Trading Platform | MetaTrader 5 | — | |
| Trading Platform | cTrader | — | |
| Trading Platform | TradingView | — | |
| Trading Platform | MetaTrader 4 | — |
Trust & Support
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Chat Support | yes Applies whenChat support hours: 09:00-17:00 CET | — | |
| No Payout Disputes | yes | — |
Terms & Legal
| Rule | Value & conditions | Benefit points | Evidence |
|---|---|---|---|
| Minimum Age Requirement | 18 years | — | |
| Restricted Jurisdictions | Afghanistan, Belarus, Cuba, India, Iran, Iraq, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, USA, Venezuela, Yemen, Bangladesh, China, Pakistan, Vietnam Applies whenCurrent service-access restrictions, including temporary restrictions; purchase-only restrictions are excluded. | — | |
| Video Interview Required | yes Applies whenOn request by Fintokei: face-to-face or online interview on KYC/KYB and the authenticity of the trading skill; response within 24 hours; failure to comply counts as a material breach of the contract | — | |
| Multiple Account Promotion Abuse Prohibition | yes Applies whenMultiple profiles / faked identity treated as system abuse | — | |
| Customer Support Channel Hours | 09:00 - 17:00 CET | — | |
| Information Liability Disclaimer | yes | — | |
| Non-Broker Status Statement | yes | — | |
| Country Restrictions Published | yes | — | |
| Disclaimer of Warranties | yes Applies whenTo the maximum extent permitted by mandatory law | — |
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